Job description
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
At Affirm, we’re reinventing how people pay. No hidden fees. No compounding interest. Just flexible, transparent payment options that empower consumers. After leading the Buy Now, Pay Later movement, we’re now transforming everyday payments—and our Card Platform is at the center of it. We power 5M+ Affirm Cards and $10B+ in annual GMV and is the backbone of Affirm’s direct to consumer business. We handle everything from card issuance and transaction processing to ledgers, disputes, and reconciliations. Unlike traditional debit or credit cards, Affirm Cards are loan-backed, which means every swipe requires instant precision.We’re looking for a hands-on analytics leader who can turn messy card-network data into crisp insights and decisions. Your work will directly lift transaction success, improve economics, and expand Affirm acceptance across online and offline checkout experiences.
What you’ll do
- Lead the Card Platform analytics function—partner closely with Product and Engineering leadership to build metrics frameworks, tie results to OKRs, and drive product strategy
- Build reliable self-serve dashboards and monitoring for transaction success, dispute rates, and economics.
- Guide platform migrations and integrations—define roadmaps, prioritize, and measure success.
- Improve disputes and chargeback processes to maximize customer experience and unit economics.
- Partner with Engineering and Product to productionize pipelines, raise data quality, and scale self-serve.
- Expand Affirm acceptance in digital wallets, leading consumer bank apps, international markets and other new checkout modalities
What we look for
10+ years in analytics or data science (ideally cards, payments, or fintech) and 5+ years leading teams. Bonus points for knowledge of the card transaction lifecycle!
Fluency in SQL; comfort with Python/R; strong grounding in experimentation
Experience building analytics for zero-to-one product launches and integrations.
Deep knowledge and platform economics.
Ability to influence executives and engineers alike with clarity and conviction.
A bias for action—and a knack for automating away the boring stuff.
Base Pay Grade - Q
Equity Grade - 7
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
CAN base pay range per year: $198,000 - 248,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking “Submit Application,” you acknowledge that you have read Affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
