Senior Risk & Compliance Manager

Job description

Company Description

Hello, we’re UW. We’re on a mission to take the headache out of utilities by providing them all in one place. One bill for energy, broadband, mobile and insurance and a whole lot of savings!

We’re aiming to double in size as we help more people to stop wasting time and money. Big ambitions, to be delivered by people like you.

Got your attention? Read on…

About UWI

UWI is Gibraltar’s most recently authorised Insurer, owned by Utility Warehouse. We’re on a mission to offer great value Insurance, focussed primarily on owner-occupiers residing in the UK. We’ve been trading for about 18 months and already operating at financial breakeven, and we’re poised for substantial growth over the years ahead. You can find out more about our insurance products here.

We put people first. It’s all about you..

As we scale the UWI business, we’re building out our team of experts in Gibraltar. We’re looking for a Senior Risk & Compliance Manager to be responsible for developing and managing UWI’s risk and compliance frameworks, ensuring robust governance, risk and compliance controls are in place.

In a business that moves fast, in a highly regulated environment, this role will bring clarity and structure where it matters most, supporting the team with clear insight. You’ll work closely with a highly involved Executive team that wants frameworks that work in the real world, not as a paperwork exercise.

Here’s the key skills and experience we’re looking for you to bring:

• Significant compliance, risk management or second line of defence experience, within a heavily regulated, customer focused environment, ideally insurance.
• Experience of the UK and Gibraltar insurance industry and regulatory environment.
• Experience creating or evolving compliance and / or risk frameworks, particularly in agile or rapidly scaling organisations.
• Track record of working directly with senior stakeholders on strategic decisions and high-impact risks.
• Ability to make complex, and sometimes dry subjects, easy for others to understand and engage in.
• A self-starter who works on their own initiative, enjoys autonomy but knows when to ask for help.
• A degree and recognised professional qualifications (i.e. ACII, IRM, ICA etc.) are welcome but not essential.

Please note this role is based in Gibraltar with 2 days a week in the office. The successful candidate must have the eligibility to live and work in Gibraltar. We’re open to both full time and part-time working patterns for the role.

We work together. Your team and the people you will work with…

As Senior Risk & Compliance Manager,  you will report into the UWI’s Head of Risk  & Compliance & Company Secretary. You’ll be joining a small, high-performing team based in Gibraltar and the UK.

We deliver progress. What you’ll do and how you will make an impact.

Compliance

• Support the head of department to ensure that UWI operates within its legal and regulatory framework.
• Ensure adherence with GFSC’s and FCA’s regulatory reporting requirements.
• Develop and deliver the compliance monitoring plan, ensuring appropriate monitoring and reporting is in place.
• Provide proportionate, pragmatic and commercial compliance advice to the business.
• Liaise with group regulatory and compliance functions to help ensure a consistent approach.
• Develop oversight of third parties who are instrumental to delivering products and service to customers.
• Assist in the ongoing development of customer and conduct reporting for senior management decision making.
• Oversight of delivery of governance committee, internal and claims audit actions.

Risk management

• Develop and maintain UWI’s risk management framework and supporting documents, ensuring appropriate alignment with Utility Warehouse’s ERM.
• Integrate risk into business operations e.g business planning, product development and oversight of third parties. Make risk part of the conversation.
• Concisely provide agile, actionable insight, focusing on practical tools, templates, dashboards, and heat maps.

Company secretarial

• Support the Company Secretary in:
• Completing statutory compliance including Companies House filings and statutory registers.
• Organising Board and committee meetings.
• Recording minutes.
• Maintaining the corporate calendar to ensure all deadlines are met.

So why pick UW?

We’ve got big ambitions so there’s going to be plenty of challenges. There are also a lot of benefits:

• An industry benchmarked salary. We’ll share it with you during your first conversation
• Part-time or full- time working - we’re open to a conversation
• Hybrid working, with 2 days in the office in Gibraltar
• Family-friendly policies designed to help you and your family thrive
• Belonging groups that help UW shape an even more inclusive future
• A commitment to helping you develop and grow in your role.

Apply here!

You’ve got this far… Hit apply - we can’t wait to hear from you! Worried you don’t hit all the criteria? We welcome applications from diverse and varied backgrounds so get your application in and let’s chat!

Claire Fennell will be your point of contact throughout the recruitment process.

Additional Information

Not sure you meet all the requirements? Let us decide! Research shows that women and members of other underrepresented groups tend not to apply for jobs if they think they may not meet every qualification, when in fact they often do.

We provide equal opportunities, a diverse and inclusive work environment, and fairness for everyone. You are welcome to apply no matter your age, disability, gender, marriage or civil partnership status, pregnancy and maternity status, race, religion or belief, or sexual orientation. Please don’t be afraid to ask about what we can do to support your needs. All requests will be carefully and fairly considered.

Please note, if you are successful and offered a role at UW, you will be subject to a background check. Where checks are unsatisfactory or incomplete and/or a failure to reveal information relating to convictions that you are required to identify as part of the background checks, could lead to withdrawal of an offer of employment.