Life Insurance Agent

Job description

Greetings!

Position Overview

We are seeking motivated, coachable professionals with high integrity and strong people skills to join our Life Insurance Division.

This is a 1099 independent contractor role with unlimited income potential, supported by training, mentorship, and proven sales systems.

As a Life Insurance Agent with Empower, you will help families secure financial protection through Final Expense, Term, Mortgage Protection, Whole Life, and Indexed Universal Life (IUL) products.

What We Offer

  • Comprehensive Training & Mentorship
  1. Step-by-step New Agent Bootcamp
  2. Ongoing sales, product, and telesales training
  3. Direct mentorship from experienced leaders who earn overrides through true agent development
  • Competitive Compensation
  1. High first-year commissions with override potential as you grow your own team
  2. Bonuses and incentives based on production and persistency
  • Multiple Product Lines
  1. Access to top-rated carriers including Mutual of Omaha, Baltimore Life, Foresters, American Amicable, and more
  • Work-Life Flexibility
  1. Remote/virtual telesales opportunities
  2. Control your schedule and income

Key Responsibilities

  • Help clients identify their life insurance needs and present tailored solutions
  • Build long-term relationships by putting clients first and acting with integrity
  • Participate in weekly team huddles and ongoing training sessions
  • Maintain required state insurance licenses and comply with all industry regulations (AML, E&O, etc.)
  • Optional) Recruit and mentor agents once experienced, earning overrides through mentorship

Qualifications

  • Preferred: Active Life & Health Insurance license (we help motivated candidates get licensed)
  • Strong interpersonal and communication skills
  • Self-motivated with entrepreneurial drive and a desire to help others
  • Ability to work independently, stay consistent, and manage time effectively
  • Sales, customer service, teaching, or entrepreneurial background a plus β€” but not required

What Makes the Ideal Candidate

  • Core Character & Values: High integrity, client-first orientation, coachability, long-term career focus, and reliability.
  • Professional Skills: Strong communication, self-motivation, comfort with telesales and digital tools, and a willingness to become licensed if not already.
  • Cultural Fit for Empower: Growth-minded, mentorship-driven, team-oriented, and committed to building lasting relationships with clients and colleagues.
  • Ideal Backgrounds: Life & health agents seeking stronger leadership, mortgage/real estate/banking professionals, teachers or veterans with servant-leadership qualities, call center or customer service reps, and entrepreneurs or small business owners looking for scalable income.

Compensation

  • Commission-based with unlimited earning potential
  • Average active agent issues $10,000+ in premium per month
  • Leadership and override opportunities as you grow
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