Job description
Job Title: Software Engineer – Commercial Credit Cards
Location: Toronto, Canada (Onsite/Hybrid)
Job Description:
We are seeking a skilled professional with strong experience in Commercial Credit Cards to support our financial products team. The ideal candidate will have hands-on expertise in commercial card programs, card operations, and credit risk processes, along with a deep understanding of industry regulations and client needs.
Responsibilities:
- Manage and support end-to-end commercial credit card programs, including onboarding, credit assessments, and account maintenance.
- Work closely with product, risk, and operations teams to improve card offerings, workflows, and customer experience.
- Analyze portfolio performance, identify trends, and recommend enhancements to drive usage and reduce risk.
- Ensure compliance with card network rules, regulatory guidelines, and internal policies.
- Act as a subject matter expert for commercial card processes, tools, and best practices.
Requirements:
- Proven experience working with Commercial Credit Cards (corporate cards, purchasing cards, virtual cards, or commercial card programs).
- Strong understanding of underwriting, credit risk evaluation, and card operations.
- Familiarity with card networks (Visa, Mastercard) and commercial payment flows.
- Excellent analytical, problem-solving, and stakeholder-management skills.
