Updraft

We are a financial technology company, founded in 2017, that uses Fintech, AI, Data Science, Behavioral Science, Consumer Lending, and Open Banking to improve financial health.

We provide a financial app, primarily for millennials, that combines lending, credit reporting, and financial planning.

Our main product is credit card debt consolidation loans. Users can combine multiple credit card balances into one loan, with repayment terms from 1 to 5 years, for amounts between £1,500 and £25,000. We are an FCA-authorised lender and also offer a free credit score and report service in our app.

We also offer budgeting tools powered by Open Banking, so users can securely view their bank accounts and credit cards to manage their money better.

We serve UK residents aged 18 and over with a regular income and a UK bank account. Over 850,000 people have used our app.

Our mission is to help people manage their money more effectively and reduce their reliance on credit cards.

We aim to alleviate financial stress and contribute to a fairer credit system, empowering users to improve their financial health.

We operate with a purpose-driven approach, valuing innovation in our solutions.

Updraft has 11-50 employees.

The company has a hybrid, London-based culture that encourages cross-functional collaboration and data-driven decisions.

It’s a high-growth fintech environment with a startup mindset, fostering a supportive and innovative atmosphere. Teams build scalable systems and deliver strong customer outcomes, while also ensuring regulatory compliance.

We offer employees mentorship and support from experienced teams, generous learning budgets, and wellness benefits.

We provide flexible hybrid working arrangements, medical insurance, and a pension plan.

Opportunities for career growth are available in our high-growth fintech environment, along with potential share options and the chance to have ownership and impact in purpose-driven roles.