Job description
Today the real estate closing process is confusing, complex, and filled with unfair costs to the consumer. These consumers are left without an advocate, nor do they feel like they know enough about the process to advocate for themselves. To make things worse, the real estate industry has been slow to deliver a customer-first experience or cost-saving automation, and homebuyers and sellers are left with piles of paperwork and fees they don’t understand. At Empora, we’re a team of technologists and real estate experts passionately delivering transparency, ease, and equity to this outdated, $36 billion industry.
Our mission is to make it easy to buy and sell real estate.
We are deeply connected to making the closing process fair, transparent, and empowering. We believe in fast delivery, smart implementation, and constant iteration to solve problems and delight customers. Empora team members enjoy significant autonomy while making meaningful impact through innovative technical solutions, and give individuals the power to drive their own projects and results. If you’re energized by the impact you can make at Empora, we’d love to talk to you!
General Overview and Expectations
As one of the highest impact roles in Empora’s Operations Department, the role of Title Curative at Empora is to obtain clear and marketable title to facilitate the transfer of property and the issuance of lender’s and owner’s policies of title insurance. While this is a remote position, the Title Curative will be expected to work within Empora’s normal operating hours of Monday-Friday, 9am-5pm ET. Quarterly travel to Columbus, OH for team on-sites may be required. Empora will cover all approved travel expenses.
Day-to-Day Responsibilities
Execute Title Curative Functions with Excellence
Review title abstracts and chain of title, legal descriptions, surveys, lien searches, property taxes, probate, and bankruptcy documents.
Prepare or review title commitments including requirements, endorsements, and exceptions.
Cure title issues and review all clearance documentation for sufficiency.
Draft and review documents, deeds, and state-specific recording transmittal forms.
Review entity documents for authority and signature blocks.
Identify dower and witnessing requirements for documents.
Communicate and collaborate with underwriters and other employees for issue resolution and process enhancement.
Other duties as assigned.
Requirements & Qualification
An insatiable desire to challenge and change the status quo in the title industry
A bachelor’s degree or equivalent and at least 3-5 years of experience as a title curative, including multi-state or national experience in purchase and refinance transactions.
Familiarity with assignment contracts, transactional funding, double closings, title abstracts and chain of title, legal descriptions, surveys, lien searches, property taxes, probate, bankruptcy documents.
An understanding of state-to-state curative requirements and variances.
Ability to accurately analyze and evaluate documents as they relate to the title
Comprehensive knowledge of underwriting policies and guidelines.
Comprehensive knowledge of real estate law and title and escrow curative procedures in addition to local regulatory title insurance laws & requirements
Operation with a sense of timeline urgency toward desired closing dates; ownership mindset, exceptional agility, and excellent problem solving skills
A “quarterback” mentality to collaborate with appropriate parties toward escalation resolution.
In-house examination experience is a plus.
Resident title insurance license is a plus, any additional non-resident title insurance license an added plus.
Why you’ll love working here:
Empora offers a unique opportunity to have a significant impact on our product and the trajectory of our company, as well as meaningful growth opportunities for our team members. We are passionate about creating an environment where you can do work you’re extremely proud of with a team of high-caliber individuals.
Additionally, you’ll enjoy these benefits!
Competitive compensation
Comprehensive medical, dental, and vision coverage and HSAs (we cover 100% of employee premiums and 75% of dependent premiums)
Short and Long Term Disability coverage, and Basic Life Insurance
Paid parental leave
Flexible vacation policy
Technology and office setup provided so you can do your best work
401(k) matching
This position requires the final candidate to successfully pass an E-Verify check
Empora Title is proud to be an Equal Employer Opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
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