Job description
Today the real estate closing process is confusing, complex, and filled with unfair costs to the consumer. These consumers are left without an advocate, nor do they feel like they know enough about the process to advocate for themselves. To make things worse, the real estate industry has been slow to deliver a customer-first experience or cost-saving automation, and homebuyers and sellers are left with piles of paperwork and fees they don’t understand. At Empora, we’re a team of technologists and real estate experts passionately delivering transparency, ease, and equity to this outdated, $36 billion industry.
Our mission is to make it easy to buy and sell real estate.
We are deeply connected to making the closing process fair, transparent, and empowering. We believe in fast delivery, smart implementation, and constant iteration to solve problems and delight customers. Empora team members enjoy significant autonomy while making meaningful impact through innovative technical solutions, and give individuals the power to drive their own projects and results. If you’re energized by the impact you can make at Empora, we’d love to talk to you!
We are seeking a detail-oriented and knowledgeable Title Insurance Underwriter to join our growing team. The successful candidate will be responsible for evaluating real estate title risks, examining legal documents, and determining the insurability of title in accordance with company policies and underwriting guidelines. This role plays a critical part in protecting the interests of our clients and ensuring smooth real estate transactions.
Responsibilities:
Review title searches, public records, and legal documents to identify defects, liens, or encumbrances.
Analyze title documentation and determine insurability of properties.
Draft and issue title commitments, policies, and endorsements.
Resolve title issues through communication with attorneys, escrow officers, agents, and other parties.
Manage external relationships with law firms and underwriters.
Apply underwriting standards and guidelines to assess risk and make decisions accordingly.
Communicate effectively with internal teams and clients to address concerns or clarify requirements.
Stay updated on applicable laws, regulations, and industry best practices.
Maintain accurate documentation and ensure compliance with internal quality standards.
Qualifications:
Bachelor’s degree or equivalent experience in real estate, law, or a related field.
3–5 years of experience in title insurance underwriting or a related role.
Strong understanding of title insurance principles, real estate law, and underwriting guidelines, particularly in Ohio, Pennsylvania, Florida, Missouri, Indiana, Kentucky, and/or Texas.
Familiarity with assignment contracts, transactional funding, double closings, title abstracts and chain of title, legal descriptions, surveys, lien searches, property taxes, probate, bankruptcy documents, commitments, endorsements, and title policies.
Excellent analytical, organizational, and communication skills.
Ability to manage multiple priorities in a fast-paced environment.
Why you’ll love working here:
Empora offers a unique opportunity to have a significant impact on our product and the trajectory of our company, as well as meaningful growth opportunities for our team members. We are passionate about creating an environment where you can do work you’re extremely proud of with a team of high-caliber individuals.
Additionally, you’ll enjoy these benefits!
Competitive compensation
Comprehensive medical, dental, and vision coverage and HSAs (we cover 100% of employee premiums and 75% of dependent premiums)
Short and Long Term Disability coverage, and Basic Life Insurance
Paid parental leave
Flexible vacation policy
Technology and office setup provided so you can do your best work
401(k) matching
This position requires the final candidate to successfully pass an E-Verify check
Empora Title is proud to be an Equal Employer Opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
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