Senior Underwriter - Business Auto

🇺🇸 United States - Remote
⚖️ Finance & Legal🟣 Senior

Job description

Who we are:

Nirvana is on a mission to harness the power of data to revolutionize commercial insurance and enable a safer world. We are bringing much-needed innovation into the legacy, trillion-dollar commercial insurance industry. We have developed cutting-edge predictive models that use real-time IoT data from billions of connected devices, allowing us to better understand and price risk. Our AI-driven platform fundamentally changes the way an insurance company operates with personalized risk scoring, faster underwriting, modernized claims, and proactive, data-driven insights to help customers prevent accidents.

We’ve already proven the scale—reaching well over $100 million in premiums and more than doubling year over year. Our data moat is growing exponentially with more than 20 billion miles of telematics data, leading to more predictive models and new insights into how we can better understand and reduce risk. Altogether, our loss ratio, efficiency, and customer experience are redefining what can be done in the industry.

With $170+ million raised, including an industry-leading Series C round in January 2025, we’re only accelerating our growth, with strong support from top-tier VCs including Lightspeed, General Catalyst, and Valor. Nirvana’s leadership team has previously helped scale multi-billion-dollar companies from scratch, including Samsara, Rubrik, and Flexport, and includes industry veterans from Hiscox, The Hartford, and RLI.

About the role:

We’re looking for a Senior Underwriter - Business Auto to be the second underwriter on our new Business Auto team. This is a great opportunity for someone looking to leverage their past underwriting experience to build something new and impactful in a high-growth, fast-paced startup environment!

As a Senior Underwriter you’ll partner with other stakeholders at Nirvana including Product / Engineering, Marketing and Insurance Product to define / iterate on our strategy and create the frameworks that will enable this new program to scale successfully.

You will be responsible for evaluating new and renewal commercial auto policies as our program grows and building a large, profitable book of business. You’ll also build relationships with agents to drive profitable pieces of business to Nirvana.

What you’ll do:

  • Evaluate and price new and renewal business auto using underwriting best practices coupled with modern tools and insights

  • Work with multiple accounts simultaneously in a fast paced environment

  • Build relationships with key agency partners to achieve production and profitability goals

  • Build processes, systems and frameworks to enable the Business Auto program to scale successfully

About you:

  • 6+ years of underwriting experience with 2 years of business auto experience (namely contractors)

  • Experience growing and maintaining a book of profitable business

  • Strong problem-solver who isn’t afraid to make decisions and articulate their point of view

  • Demonstrated ability to pivot and change course based on market feedback and business need

  • Track record of thinking like an owner: identifying problems and finding / implementing solutions

  • Strong communication skills, both written and verbal

  • Insurance certification (CPCU, ARM, etc.) a plus

Benefits:

  • Competitive salary and meaningful equity

  • Medical, dental and vision insurance

  • 401(k) with company match

  • Unlimited PTO

  • Work from home friendly

  • #LI-Remote

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