Summary
The job is for an Inside Broker at USG Insurance Services, a national wholesale broker and MGA. The role involves collaborating with brokers to strategically place commercial accounts, evaluating risk exposures, and maintaining positive relationships with agents and colleagues. The company offers a comprehensive benefits package including health insurance, retirement benefits, paid time off, remote work, flexible hours, life and disability insurance, bonuses and incentives, professional development opportunities, wellness programs, family and parental leave, and tuition reimbursement.
Requirements
- Minimum 4 years of experience in property and casualty insurance
- Proven experience in account management and marketing
- Current Property & Casualty (P&C) License is mandatory
- Ability to independently review information, make decisions, and manage time effectively with minimal supervision
- Strong verbal, written, and presentation skills
- Effective in sales, customer service, and team building
- Proficient in basic computer applications, including Microsoft Office
- Willingness to travel occasionally, including overnight trips
Responsibilities
- Works with brokers to develop efficient service and strategic market placement for commercial accounts
- Applies expertise in commercial insurance coverages to review submissions from retail brokers, assessing exposures and necessary coverage
- Evaluates risk exposures and coverage needs from broker submissions, using independent judgment to strategically place risks with the best carriers
- Identifies appropriate insurance markets for quote requests, obtains quotes, and manages the placement process in line with broker and market agreements
- Analyzes and negotiates the best terms for coverage and pricing, and clearly explains quote details to brokers to facilitate binding decisions
- Drives lead generation through outbound calls, assesses online and phone quote activities, and identifies opportunities for business growth
- Collaborates with retail agencies and brokerages, serving as a key intermediary between insurance markets and retail brokers, and addressing their needs
- Ensures thorough account management by attaching and maintaining all required documents for each policy and account
- Maintains positive working relationships with current agents and colleagues
- Keeps up-to-date with industry trends and sales strategies through regular participation in workshops, seminars, literature reviews, and continuing education
Benefits
- Company-paid benefits: Short-Term Disability, Long-Term Disability, Basic Life, AD&D, and Team member Assistance Program
- Medical, Dental, Vision, and Life
- 401K Retirement Plan
- Flexible Spending Account
- Dependent Care
- Tuition Reimbursement
- Producer Savings Bonus Plan
- A week of hands-on, in-person training to meet our corporate team
- Access to 24/7 virtual training through USG University
- Outstanding Company Holiday Schedule and Generous Paid Time Off Package
- Potential for exponential growth in the company
