Job description
Are you ready to join a growing team that puts a premium on productivity and has an award-winning culture centered around transforming talented employees into effective business leaders? Then BHG Financial is the place for you.
In 2001, we started with an idea, an opportunity, and $25,000. Back then, our focus was strictly on serving those in the medical industry. With healthcare in our heritage, we soon expanded to serve high-earning professionals in many other industries, providing all with leading-edge financial solutions, including our extensive network of community banks.
Today, BHG Financial has firmly established its legacy as a leader in the financial services space. Founded on the philosophy of a better way to borrow, we are dedicated to helping accomplished professionals, small businesses, and institutions build upon their success through innovative financial solutions, a hassle-free process, and personalized concierge service.
Our relentless commitment to the success of our customers is part of what has made BHG Financial thrive. We take a 360-degree view of our customers to tailor the best solutions for their financial aspirations. Today’s professionals have multiple sources of income, not just their paycheck. Therefore, it is essential to factor those in when making responsible lending decisions. Our continued focus on data, analytics, and proprietary modeling has enabled faster funding for our customers.
From business to personal loans to relationships with community banks, the country’s top professionals and business owners rely on us for our exceptional financial solutions and concierge service to continue their success and legacy.
Who You Are
You are a motivated Credit professional who is passionate about critical thinking and analytics. You excel at time management, organization and detail orientation and have experience reviewing and/or researching financial statements. You are self-driven and thrive in a fast-paced environment where you can help make critical decisions.
What You’ll Do
- Analyze and spread financial information such as tax returns, personal financial statements and credit reports to determine the degree of risk involved with extending credit or lending money.
- Perform cash flow analysis.
- Make appropriate decisions based on creditworthiness; verify applications for completeness, conduct credit investigation, and document loan decision.
- Must develop working knowledge of commonly used credit concepts, practices, policies and procedures relevant to businesses.
- Prepare loan packages in compliance with policies and procedures from department.
- Strong understanding of loan risk factors.
- Work across departments to ensure strong communication and collaboration
- Assist with credit-related projects and initiatives.
- Any other duties as assigned by management.
What You’ll Need
- 1+ year(s) experience in accounting, tax or financial industry preferred; OR 2+ Years of experience with administration and clerical duties
- College coursework in business administration, finance, accounting, mathematics or related fields preferred
- Attention to detail is a must
- Must have familiarity with credit reports, personal and corporate tax returns. Familiarity with tax transcripts preferred.
- Must be detail oriented with a strong focus on quality and accuracy
- Ability to work with colleagues to acquire all required documentation
- Ability to prioritize and multitask under tight deadlines
- Ability to interpret complex information and give quality results in an extremely face-paced environment
- Must be service-oriented, customer-focused, a team player, and have a helpful personality
- Excellent communication and interpersonal skills
- Microsoft Office
- Must have strong organizational, critical thinking, and analytical skills, and a keen eye for detail
- Ability to work at a computer for 8+ hours/day
- Fine motor manipulation using a computer (mouse/keyboard)
- Ability to communicate professionally via video calls
Life at BHG Financial
At BHG Financial, we work hard and aren’t afraid to take risks. Since the beginning, our core values of PMA (positive mental attitude), team player, and loyalty have been the driving force behind every interaction we have between each other and our customers. We have a healthy respect for the daily grind, yet we value work/life balance. We believe that all employees should have the opportunity to lead and that good ideas can come from anyone. From the top down, our leaders are actively involved not only in strategic oversight and running the business, but also in the well-being and growth of all employees. We consider people our #1 asset, and help employees realize their full potential, set and exceed their goals, and explore new opportunities for personal and professional development.
Why You Should Join BHG Financial
We strive to offer amenities, opportunities, events, and programming that support the interests of our teams, while furthering the culture that makes us Great Place to Work® certified. Some of the benefits you can expect when you join BHG Financial include:
•Medical/Rx/Dental/Vision coverage for employees and their eligible family members
•Competitive PTO and vacation policies
•1 Friday off each month for Wellness Weekends
•Company 401(k) plan with employer contributions after one year
•Company-sponsored training and certification opportunities
•Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses
•Ongoing volunteer opportunities to give back to the community through our BHG Cares program
If you’re ready for a career where you can exercise your passions, be surrounded by co-workers who are relentlessly committed to service, and have a team-player mindset, apply today!
BHG Financial is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to gender, race, religion, national origin, ethnicity, disability, gender identity/expression, sexual orientation, veteran or military status, or any other category protected under the law. BHG Financial is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation.
