Job description
Licensed Life Insurance Agent – CICA Life (Day-1 Coverage)
Team Nexa Final Expense Division
Must have an active Life Insurance Producer License.
CICA Life Insurance Company offers one of the strongest final expense products in the industry — especially for clients with serious medical conditions who still qualify for Level Day-1 coverage. If you’re a licensed agent looking for a carrier that approves more of your clients, this opportunity is for you.
Why Sell CICA Life
Day-1 Coverage for many serious conditions
Approvals where other carriers offer only graded or GI
Fast e-app and simple underwriting
Competitive commissions + renewals
Daily pay options (agency-dependent)
Remote or in-person selling
Real-time, low-cost lead options
Live online training and product support
Health Conditions CICA May Approve Day-1
(Underwriting rules apply)
Insulin-dependent diabetes
Prior heart attack or stroke (post stability window)
COPD/emphysema (non-oxygen)
CHF history (with stability)
Cancer history after clearance period
Mental health conditions
Hepatitis (controlled)
Agents choose CICA because more clients get approved, premiums stay competitive, and policies start immediately instead of after a waiting period.
What We’re Looking For
Active life insurance license
Coachable and reliable
Good communication skills
Comfortable discussing medical history
Motivated to help clients and grow a book of business
If you want a final expense carrier that delivers Day-1 coverage on tough cases, strong commissions, and real support, join our Live Webinar
Preregister Here for our Live Hiring Webinar
*Individual Results May Vary*
