AML Investigation Analyst

Job description

About Zepz

Zepz powers two leading global remittance brands, WorldRemit and Sendwave, to build the next generation of cross-border payments. Serving over 9 million customers across 4,000 corridors, Zepz is transforming how money moves across borders by making it faster, safer and more convenient. Its innovative digital solutions are designed to break down financial barriers and expand access to better financial tools. Zepz operates across a broad global footprint, connecting the global north and south and enabling migrants to support loved ones, fuel local economies and build better futures.

Come join us!

Zepz.io

Our Commitments:

1. We act like owners- We are relentlessly delivering for our users and spending money thoughtfully.
2. We embrace embarrassing honesty - We function best when we’re open and honest with one another — especially about our challenges and doubts.
3. We have a bias to action - We get to first outcomes quickly, iterate and learn.
4. We strive to be better - We may make mistakes, but always learn from them.
5. We are inclusive - to better reflect and serve our users.

About the role:

The AML Compliance Analyst is responsible for the analytical functions involved with the daily monitoring of the activities related to Anti Money Laundering (AML) and Counter Terrorist Financing (CTF) compliance programs, as well as regulatory compliance related analytical tasks.

The Analyst will assist management with ensuring compliance with local regulations, company policies and procedures through the review of high risk reports; monitoring and reviewing data produced by the system to determine if transactions are suspicious in nature; identifying potential higher risk relationships; completing investigative work leading to Suspicious Activity Reports and working on the report itself; partnering with personnel as it pertains to AML/CTF/sanctions issues; and remaining current on compliance matters as they relate to AML, Sanctions, CTF, CDD/EDD and transactions monitoring.

What you will own:

Reporting to the AMLCO and Deputy AMLCO, you will:

• Monitoring of initial and on-going Know Your Customers (KYC) requirements.
• Assisting with devising and implementing enhancements to the transaction monitoring reports and develop new ways to improve the transaction monitoring program, including both live and post event monitoring.
• Accurately risk assessing new and existing customers, resolving appropriate issues where required.
• Auditing/Analysis of customer activities, by communicating with customers via email to meet the WR ongoing customer due diligence requirements and obligations.
• Attending to escalations of Sanction Screenings and PEPs
• Escalating any suspicious activity/concerns to the Compliance Officer/ writing SARs to the NCA or other FIUs
• Responsible for dealing with and investigating alerts from live/post transaction monitoring reports.
• Devising new and enhanced typologies for transaction monitoring including indicators and scenarios that relate to World Remit’s customers’ typical behaviour
• Assisting with the preparation and review of internal policies and procedures
• Providing training and support to other departments in particular first line of defence

What you bring to the table:

• Previous experience in KYC or AML compliance.
• Familiarity with the FinCrime landscape
• Team player adaptable to fast-paced and changing environment.
• Ability to manage tight processes, with accuracy and attention to detail.
• Highly disciplined person, self-motivated, and delivery focused
• Ability to prioritise time, to work unsupervised and to react to urgent situations
• Excellent communication skills both verbal and written in one of the local languages and English
• Strong organisational skills and comfortable providing challenge to the business where required
• Proficient in MS Office (Excel, Word, PowerPoint)
• Previous experience in writing policies, processes, and procedures
• Critical thinking
• Knowledge of standard AML requirements in Money Laundering Regulations/GDP

What you’ll get from us

Please note that the benefits below will apply to permanent roles.

We have five core benefits for our talent in the US, UK, Philippines, Poland, and South Africa. specifically:

• Unlimited Annual Leave: Feel free to make the most of your time off and maintain a healthy work-life balance!
• Private Medical Cover: ​​You can opt-in to a Private Medical Insurance scheme. This provides you with access to thorough medical coverage, so you can feel confident in your health and well-being.
• Retirement: We offer pension schemes to help you plan for and secure your future.
• Life Assurance: Life assurance is available to give you peace of mind and protect your loved ones in case of the unexpected.
• Parental Leave: We offer competitive parental leave schemes to ensure you are spending as much quality time with your new bundle of joy as possible.

We are also remote-first as an organisation, offering flexibility for you to work where you need to be most productive. In addition to the above, you will discover that we have a range of secondary perks (such as the cycle-to-work scheme and employee discounts) depending on your location, to help you thrive at Zepz!

Why choose Zepz?

• Our team of over 1,000  employees is fully distributed across the world. We are working from coffee shops, homes, and co-working spaces — making us one of the larger fully distributed growth-stage startups in the world but we also offer workspace in our talent cluster locations - spaces we can meet, collaborate and connect.
• We are proud parents, community organizers, farmers, band members, yoga teachers, YouTube influencers, former Olympians, and serial entrepreneurs.
• We collectively speak over twenty languages, including Akuapem, Amharic, Bengali, Ewe, Fante, Ga, Igbo, Kalenjin, Luganda, Oromo, Somali, Swahili, Wolof, Bulgarian, Croatian, Czech, Danish, Dutch, English, Estonian, Finnish, French, German, Greek, Hungarian, Irish, Italian, Latvian, Lithuanian, Maltese, Polish, Portuguese, Romanian, Slovak, Slovenian, Spanish and Swedish.
• At Zepz, embodying our commitments binds us together. We are collectively passionate about striving to achieve our vision and purpose -  to continue to provide the best service to our users.

Ready to Apply?

Applications will be reviewed on a rolling basis. If interested, please submit your resume along with a cover letter (optional), highlighting why your experience demonstrates you meet the requirements of the role. Please also indicate the countries in which you have work authorization.

Confidence can sometimes hold us back from applying for a job. But we’ll let you in on a secret: there’s no such thing as a ‘perfect’ candidate. Zepz is a place where everyone can thrive.

So however you identify and whatever background you bring with you, and if at all you might need any form of support to make the process as comfortable as possible, please let us know and give us a shot by applying. We want you to be excited to wake up to make an impact every day.