Commercial Credit Analyst

  • Remote - Philippines

Remote

Finance & Legal

Mid-level

Job description

Salary: P50,000 to P60,000 (Monthly Package)

Schedule: Monday – Friday (9:00 AM - 06:00 PM AEST)

What are we looking for?

Skills Required:

  • Excellent Microsoft Office skills including excel, outlook, and word

  • Excellent math skills, excel skills and understanding of loan computations for loan and construction feasibilities

  • Strong commercial sense to assess business needs, identify solutions and implement

  • Clear written communication

  • Time management for yourself and the Director’s schedules

Nice to Have:

  • Previous experience in commercial lending

  • Business process development and process documentation

  • Excel development

What will you do?

The Business Activities:

  • Peer-to-peer (P2P) lending:

  • Loans directly from Investors to Borrowers

  • All loans are commercial loans, with most being for construction and business opportunities

Property Management and Development

Job Summary:

  • Reporting to the Director

  • Working with Borrowers to complete loan applications and establish the loans

  • Understanding of lending including:

  • Interest calculations, loan agreements, lending policies, property titles, PPSR, mortgage registration, and who the borrower, guarantor and mortgagor are

  • Credit analysis and loan processing.

  • A general understanding of project feasibilities, Loan to Value Ratio (LVR), property types, property development, contracts of sales, construction, construction contracts, property valuations, quantity surveyor report, project costings

  • Weekly teams meeting with video and screen sharing.

  • Summarise issues and questions for weekly meeting

  • Adjusting and request work as time permits, overall diligence

  • Answer phone calls, emails and resolve tasks or escalate questions

  • Applicate must have a modern PC with Windows 10 or above and video conferencing hardware

Join the awesome team and enjoy these benefits & perks:

  • WFH

  • Medical, Dental Coverage and Life insurance from day 1 of employment

  • Paid Vacation and Sick Leave (with Quarterly Sick Leave Conversion)

  • Competitive salary package and annual appraisal

  • Financial Assistance Program

  • Mandatory Government Benefits and 13th Month Pay

  • Regular Company Events, Work Life Balance, and Career growth opportunities

JOIN CONNECTOS NOW!

ConnectOS is certified as a Great Place to Work and is a top-rated Philippines employer of choice.

Our esteemed client, situated in Australia, is a prominent player in the Peer-to-Peer Lending and Private Finance sector.

Equal Employment Statement

Employment decisions at ConnectOS will be conducted without consideration of factors such as age’, race, color, religion, gender, disability status, sexual orientation, gender identity or expression, genetic information, and marital status. ConnectOS ensures the full confidentiality of the data it processes.

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