FP&A Specialist

Job description

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

Responsibilities

  • Develop and maintain financial models for forecasting revenue, expenses, balance sheet, and cash flow, as well as how these financial statements are interconnected.

  • Perform detailed financial performance analyses, including margin analysis, product/service profitability, operational efficiency, and key financial metrics.

  • Collaborate in the preparation of the company’s annual budget and monitor performance against that budget.

  • Prepare regular financial reports for senior management and external stakeholders, such as investors and regulators.

  • Provide financial analysis and insights to support strategic decision-making across the organization.

  • Work closely with other teams, such as operations, sales, and product development, to understand the financial needs of each area and ensure the integration of financial information across the company.

  • Identify opportunities to improve financial processes and implement efficient and scalable solutions.

  • Knowledge of corporate consolidation and intercompany relationships

  • Knowledge of balance sheet forecasting and how it connects to other financial statements

  • Understanding of US GAAP framework

  • Advanced Excel skills

  • Advanced English / Spanish is a plus

  • Teamwork and cross-functional collaboration skills

  • Competitive and market-aligned salary.

  • Remote work — wherever you are, you’re part of the team!

  • Home office allowance through a monthly deposit in the RecargaPay app.

  • Health and dental plans with no co-pay.

  • Life insurance.

  • Flexible meal allowance (via Flash).

  • TotalPass membership to take care of your health.

  • Spanish or Portuguese classes.

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your Data By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).

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