Job description
Position Overview
We are seeking a dedicated and knowledgeable Independent Financial Advisor to provide personalized financial planning, investment management, and wealth-building strategies for individual and business clients. This role offers flexibility and the opportunity to operate independently while building long-term client relationships based on trust, expertise, and exceptional service.
Key Responsibilities
Client Relationship Management:
- Meet with clients to understand their financial goals, risk tolerance, and current financial situation.
- Establish and maintain long-term relationships by delivering consistent value and support.
Financial Planning:
- Develop comprehensive financial plans tailored to client objectives, including retirement, investment, estate, tax, and insurance planning.
- Evaluate financial products and services to determine alignment with client needs.
Investment Advisory:
- Provide recommendations on investment portfolios and asset allocation strategies.
- Monitor market trends, economic conditions, and portfolio performance to adjust strategies as needed.
Compliance and Regulation:
- Ensure adherence to all regulatory standards, including SEC and FINRA requirements.
- Maintain current licenses and certifications (e.g., Series 7, Series 66, CFP®).
Business Development:
- Identify and cultivate new client opportunities through networking, referrals, and marketing efforts.
- Build a personal brand and reputation within the community as a trusted financial advisor.
Education and Communication:
- Educate clients on financial principles and investment strategies to empower informed decision-making.
- Provide clear and transparent communication about potential risks and benefits of financial decisions.
Qualifications
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field (Master’s degree or CFP® designation preferred).
- Licenses: Series 7 and 66 (or equivalent), and state insurance licenses as applicable.
- Minimum of 3-5 years of experience in financial planning, investment management, or related fields.
- Strong analytical skills with a deep understanding of financial markets and instruments.
- Excellent interpersonal and communication skills, with the ability to simplify complex financial concepts for clients.
- Proficiency in financial planning software and tools.
Key Attributes
- Independent and self-motivated with an entrepreneurial spirit.
- Strong ethical standards and commitment to acting in the best interest of clients.
- Ability to manage multiple clients and priorities effectively.
- Continuous learner committed to professional growth and staying updated on industry changes.
Compensation
- Commission-based income or a combination of base salary plus incentives.
- Potential to earn fees based on assets under management (AUM).
- Flexibility to establish your practice with the support of a broker-dealer or financial services firm, if desired.
Benefits
- Freedom to set your schedule and choose your clients.
- Access to a broad range of financial products and resources.
- Opportunity to make a significant impact on clients’ financial well-being and success.
