InterPayments

InterPayments is an independent Managed Surcharge Recovery Service. We help Fortune 1000 companies in the US and Canada recover credit card fees, in compliance with regulations. We manage and customize all aspects of surcharge compliance and implementation for our clients. We also indemnify clients against non-compliance. As a managed surcharge provider, we allow merchants to implement surcharging without altering their existing payment providers or terms, because we don’t monetize payments. This lets us integrate with any acquirer, processor, payment gateway, ISO, and software platform. Top 20 US banks, top 5 payment processors, and Fortune 1000 merchants and their software platforms use us to recover fees compliantly.

We offer “Precise Surcharging,” where we charge only the cost of acceptance on each card. Our services include Selective Surcharging (clients can choose which customers or business lines to surcharge) and Product & Brand-Level Surcharging. We guarantee 100% compliance with US and Canadian state, provincial, and card brand laws.

Our “Out of the Box Solutions” include PayLink, surcharge-enabled payment tools, embedded solutions like a surcharge-ready virtual terminal, and e-commerce surcharging through secure hosted payment pages. These integrate with platforms like Netsuite and other major software platforms. We plan MS Dynamics integrations.

For “Integrated Surcharging for Any Existing System,” we offer an API that embeds into existing payment flows. It supports synchronizing multiple payment channels with accounting tools and ERPs, proprietary customer invoice payment portals, and compatibility with third-party payments and accounts receivable automation software, including card terminal-based payments.

Every solution comes with Expert Services, including Consultative Services (a dedicated surcharge implementation and compliance team) and our InterPayments Certification, a compliant surcharging guarantee. Our auditing tools provide ²⁴⁄₇ real-time data on surcharged transactions and savings. We also partner with banks, ISVs, and processors to create new revenue streams and merchant savings. We specialize in e-commerce and surcharging within the Financial Services industry.

Our mission is to “Make Payments Fair. Make a Difference.” Our core values are being Team-Oriented, Impact-Driven, and Thoughtful, then Decisive.

We have 11-50 employees. We foster an inclusive and collaborative team where team members continuously learn from each other and contribute ideas. Our culture values teamwork, driving impact, and being thoughtful yet decisive. Roles like customer operations are fully remote and high-impact, and involve cross-functional collaboration with Sales, Product, Engineering, Finance, and Customer Success. In our fast-paced FinTech SaaS environment, we emphasize cross-functional teamwork, data-driven reporting, and proactive customer advocacy.