Job Description
Job Description
Location: India (Remote / Hybrid)
Experience: 3 Years - 15 Years
Overview
We are hiring a Data Analytics & Reporting Analyst with hands-on experience in the U.S. mortgage (loan origination and/or servicing) domain. This role will support analytics, reporting, and data operations for mortgage portfolios, working closely with onshore teams and leveraging modern data platforms.
Key Responsibilities
Mortgage Domain Analytics (Core Focus)
- Work with U.S. mortgage datasets across loan origination and servicing lifecycle
- Analyze and report on key metrics such as:
- UPB (Unpaid Principal Balance) and loan-level roll-forwards
- Delinquency buckets (30/60/90+) and default trends
- Prepayments (CPR), payoffs, and servicing cash flows
- Loan pipeline, lock, funding, and pull-through metrics
- Support remittance, payment, escrow, and transaction-level reporting
Reporting & Dashboarding
- Build and maintain dashboards using Sigma Computing, Tableau, or Power BI
- Deliver daily, weekly, and monthly reports for servicing and origination teams
- Automate recurring reporting workflows
SQL & Data Processing
- Develop SQL queries using Microsoft SQL Server and/or Snowflake
- Perform data validation, cleansing, and reconciliation across multiple mortgage data sources
- Support development of curated datasets for analytics and reporting
Data Reconciliation & Quality
- Perform loan-level and portfolio-level reconciliation (e.g., UPB roll-forward validation, payment vs transaction matching)
- Identify and resolve data discrepancies across systems (LOS, servicing, investor reporting)
- Ensure accuracy and consistency of reporting outputs
Collaboration & Delivery
- Work closely with U.S.-based stakeholders (servicing ops, capital markets, reporting teams)
- Translate business requirements into reports and dashboards
- Deliver high-quality outputs within defined SLAs
Required Qualifications (Domain-Focused)
- 3+ years of experience in the U.S. mortgage domain (mandatory):
- Loan origination (LOS), OR
- Loan servicing (payments, escrow, remittance, transactions), OR
- Mortgage reporting/capital markets support
- Strong understanding of mortgage lifecycle and key data elements (loan status, balances, payments, delinquency)
- Technical Skills:
- Strong SQL experience (Microsoft SQL Server or similar)
- Experience with Snowflake or other data warehouse
- Hands-on BI/reporting tools like Sigma Computing, Tableau, or Power BI
- Advanced Excel skills
- Strong analytical thinking and attention to detail
Preferred Qualifications
- Experience with servicing reconciliation, remittance reporting, or investor reporting
- Exposure to MSR, NQM, RTL, or secondary market data
- Familiarity with data pipelines or tools like dbt or Apache Airflow
- Experience working in offshore/onshore delivery models
Key Success Metrics
- Accuracy of mortgage data reporting and reconciliation
- Ability to independently handle domain-specific analysis
- Reduction in data discrepancies and manual effort
- Timely delivery aligned with U.S. business timelines
