Pagos

We launched Pagos in 2021 to give businesses better control over their payments. Our AI-powered platform uses deep data aggregation and artificial intelligence to help clients increase conversion rates, lower costs, and better understand their customers. We do this without requiring any changes to their existing payments infrastructure.

Our platform offers several services: payments insights, industry benchmarking, and direct card-network access for features like BIN (Bank Identification Number) data, Account Updater, and Network Tokenization. We make data integration easy with no-code solutions that connect to various processors, networks, and fraud prevention providers, allowing for quick data import and setup.

Pagos AI is a key part of our platform. It standardizes, labels, enhances, and analyzes various data sources to provide insights, no matter where the data comes from. You can access these insights through our MCP server or dedicated dashboards, or export them to your preferred data warehouses. For more control, we offer direct API access to card networks. This allows for detailed BIN Data enrichment during transactions, helping route payments to the right processors. We provide weekly updates on BIN details and support 8-9 digit BINs. Our platform also includes Account Updater to keep card information current and Network Tokenization for better security and smoother transactions.

We help many companies, from startups to large enterprises, improve their payments performance, streamline checkout, and increase revenue. Our clients include gofundme, mintmobile, eventbrite, crocs, Adobe, BasisTheory, ppro, Wix Company, Ravelin, and Sardine. Since we started, we’ve processed over $1 trillion in transaction value and more than 1 billion transactions. Our expertise covers data, intelligence, analytics, business strategy, payments processing, optimization, monitoring, insights, and performance management. We’ve secured $34 million in funding from firms like Arbor, Infinity Ventures, Point72 Ventures, TARSADIA, and underscore.vc.

Our mission is to make payments expertise accessible to everyone. We founded Pagos in 2021 to give businesses insights and control over their payments without needing large in-house teams.

Our core values include:

• We are relentlessly dedicated to our customers, focusing on their needs, making payments expertise easy to use, and prioritizing their trust.
• We always strive to do better by encouraging feedback, curiosity, collaboration, and open sharing for continuous improvement.
• We iterate quickly, prioritizing action, fast delivery, and continuous evolution to get results.
• We are unbiased and independent, operating as processor- and network-neutral, and always presenting data without bias.
• We believe we are better together, building confidence through data drawn from across the industry and merchant landscape.
• We stay ahead of the industry, constantly tracking shifts and changes to help businesses prepare for any potential impacts on processing.

We are a globally distributed and fully remote company, with employees located across the world. Our culture emphasizes flexibility and mutual support among team members, which helps us work effectively across different time zones. We currently have between 11-50 employees.

We offer a range of benefits, though specifics may vary by country of employment:

• We support a flexible work style, allowing you to set a work rhythm that fits your life.
• We provide time off for rest, recharging, and maintaining work-life balance.
• We offer localized parental leave for both primary and secondary caregivers.
• Our healthcare package includes medical, dental, and vision coverage. In the US, this covers HealthAdvocate, One Medical, Teladoc, and Talkspace, with premium plans available globally.
• Retirement plan options are tailored to local markets; you can discuss details with our Head of Talent.
• We offer up to $1,200 annually for education, covering courses, books, or other skill-building resources.