Sardine

We provide an AI risk platform for fraud prevention, compliance, and credit underwriting. Our platform serves enterprises in over 70 countries, including banks, online retailers, and fintechs. It combines device intelligence, behavior biometrics, and machine learning to stop fraud, simplify compliance, and consolidate data for risk teams.

We offer modular tools for risk management, such as device and behavior intelligence, identity fraud detection, KYC and KYB processes, bank account validation, payment fraud prevention, AML transaction monitoring, advanced bot detection, scam and account takeover protection, card issuing fraud prevention, credit underwriting, merchant risk management, and sponsor banking OS.

We also develop AI Agents, like our KYC Onboarding Agent, Sanctions Screening Agent, Merchant Risk Agent, and Disputes Agent, to increase team capacity. Our underlying technology uses proprietary signals from device intelligence and behavior biometrics. We enrich data through integrations with over 40 providers, engineer over 4,800 risk features, and operate a real-time risk engine.

Founded in 2020, we have secured over $150 billion in payments and stopped over $21.3 billion in fraud attempts. We support over 250 businesses, profile more than 2.14 billion devices, and screen over $385 billion in payments. Investors like Andreessen Horowitz, Activant Capital, Visa, Experian, Moody’s, and FIS back us.

Our mission is to stop financial crime and protect the world from fraud by building tools that detect, intercept, and stop fraudsters. We believe all fraud problems are data problems, which means we need consolidated tools and data to understand risk.

We commit to not settling for “good enough” and to developing solutions that are smarter and faster than evolving threats. Our team values collaboration, experimentation, and bringing ideas to life that impact millions.

We have a remote-first work culture with a globally distributed team of over 200 professionals across more than 15 countries. We prioritize performance and impact, focusing on hiring self-motivated individuals. Our work environment encourages brainstorming, experimentation, and bringing products to market quickly. Our core values include ownership, empathy, and clear judgment, aiming to provide a seamless employee experience.

We offer generous compensation packages, including competitive cash and equity grants. This includes early exercise options for stock and up to four years post-separation to exercise vested options. We support a remote-first culture with work-from-anywhere flexibility.

Employees receive flexible paid time off, including uncapped PTO, a year-end break, federal holidays, and self-care days.

For health benefits, we offer 100% coverage for health, dental, and vision for employees and 60% for dependents in the US and Canada. Our financial benefits include a company-sponsored 401k/RRSP plan with a 4% matching program in the US and Canada.

For remote work, employees receive a MacBook and a one-time stipend for home office setup. Additional perks include monthly stipends for meals (DoorDash) and social meetups, along with annual stipends for health, wellness, and learning. Employees also get unlimited access to an expert financial advisory.