Borrowell

We’re a financial services company helping Canadians understand, build, and use their credit. Founded in 2014, we were the first in Canada to offer free access to credit scores and reports. Today, we serve over 3 million members, or 1 in 10 Canadians.

Our main services are:

• Free weekly credit score and report monitoring: You can access your Equifax credit score and report, with weekly updates and personalized tips.
• Personalized financial product recommendations: We compare products from over 75 partners (including loans, credit cards, mortgages, banking, insurance, and investing) and match them to your credit profile and financial goals.
• Credit Builder: Our service helps you build payment history and credit mix through monthly payments reported to Equifax Canada.
• Rent Advantage: You can build credit history by reporting monthly rent payments and/or up to 24 months of past rent payments to Equifax Canada, without landlord involvement.

We use 256-bit encryption for bank-level security. We started in 2015 as a lending platform for unsecured consumer loans, introduced a financial product marketplace in 2016, and launched free credit score monitoring in 2018. In 2023, we reached 3 million members, and in 2024, we launched past rent payments reporting.

Our mission is to help Canadians feel confident about money by providing insights and tools for making informed financial decisions. Our cultural values include Member Obsession, Ownership, Ambition, Integrity, Impact, Courage, Curiosity, Teamwork, Inclusivity, and Optimism.

We’re a Canadian technology company with 51 to 200 employees. We cultivate a culture of collaboration, humility, innovation, and inclusivity, all driven by a shared passion for making a difference. We operate as a remote-first organization across Canada, though we also have an office in Toronto. Some roles might require bi-weekly or weekly in-person meetings and team-building events there. Our work environment promotes a growth mindset and values diversity and inclusion.

We offer a comprehensive benefits package:

• Health benefits: Medical, dental, vision, and paramedical health benefits for employees and their families, with additional yearly coverage for psychotherapists and massage therapists.
• Virtual health services: A virtual benefit offering ²⁴⁄₇ access to nurses, doctors, and mental health professionals.
• Parental leave: We provide maternity and parental leave top-up.
• Work-From-Home (WFH) reimbursement: An equipment stipend covers a laptop, mouse, keyboard, and we also offer reimbursements for items to improve your home workspace.
• Employee development: We offer annual reimbursements for learning-related expenses.
• Givewell benefit: One paid volunteer day per year for community involvement.
• Flexibility: We offer flexible working hours and a flexible vacation policy.
• Diversity & inclusion: We emphasize diversity and inclusion, and provide accommodations during the recruitment process.