Forward Financing

We are a financial technology company based in Boston, Massachusetts, with team members in the United States, Dominican Republic, and Canada. We provide revenue-based financing to small businesses across America, offering an upfront sum of working capital in exchange for a set amount of the business’s future revenue. We offer this to small businesses that find it hard to get traditional loans or need flexible options.

Our process has simple requirements, a quick application, and proprietary technology, often delivering funds the same day. Payments are a percentage of a business’s revenue, so they adjust if revenue decreases. Interest does not accrue, and we are transparent with information.

Since 2012, we have provided over $4.5 billion in funding to more than 87,000 small businesses. We hold an A+ rating from the Better Business Bureau and an Excellent / 4.6 stars rating on Trustpilot.com.

Our mission is to unlock the capital that fuels small businesses across America. We believe every business deserves financial opportunity, and we are committed to funding small businesses nationwide.

Our core values are:

• We drive our mission by believing in financial opportunity for underserved small businesses and saying “yes” when others say “no.”
• We keep it real by valuing direct communication, candid feedback, and authenticity, and operating with transparency.
• We act with kindness, creating an environment where caring and helping are the norm, and doing the right thing.
• We shoot for extraordinary, inspired by innovative thinking and continuous improvement, striving beyond yesterday’s best.

We are a 100% employee-owned company with over 500 employees across the United States, Canada, and the Dominican Republic. We foster a workplace culture built on collaboration, high performance, and a commitment to customer experience. Our leadership is accessible, and our culture emphasizes supporting professional growth and challenging employees to perform their best. We are certified as a Great Place To Work® and have been recognized as a Best Place to Work by Built In Boston and the Boston Business Journal. We maintain a 4.7 Glassdoor rating from over 250 anonymous employee reviews.

We are dedicated to fostering a fair and inclusive culture, valuing varied backgrounds and perspectives to fuel innovation and strengthen the team. We aim to create a supportive environment rooted in respect, where people feel valued and accepted. We prioritize work/life balance with flexible schedules and a “family comes first” approach.

We offer a range of benefits and perks to our employees. These include comprehensive medical, dental, and vision plans. We provide a monthly stipend for health and wellness expenses, such as gym memberships or ergonomic home workspace equipment. We support community involvement through paid volunteer days and company-sponsored volunteer events.

Our employees benefit from work/life flexibility, including flexible work schedules, open paid time off, paid parental leave, a parent support stipend, and birthdays off. Our compensation packages are competitive, with regular market assessments, and US employees receive matching 401(k) contributions. For professional development, we provide individual coaching, team training workshops, and a performance review process for feedback and growth.