iKhokha

We started iKhokha in 2012 in Umhlanga, South Africa, founded by Matt Putman, Ramsay Daly, and Clive Putman. We develop digital payment solutions and business tools for South African entrepreneurs and small to medium-sized businesses (SMEs).

Our offerings include card machines with Tap & Go (iK Flyer Lite, iK Flyer), a Tap on Phone solution that turns a smartphone into a payment terminal, and Point-of-Sale (POS) systems (iK POS). For online transactions, we provide the iK Pay Gateway for local and international e-commerce, and iK Pay Link for sending payment links. All our digital payment solutions are developed by our in-house team.

Beyond payments, we offer business management tools like iK Invoice, a free invoice generator, and the iK Dashboard for insights and sales tracking. Merchants can access working capital through iK Cash Advance, with funding available up to R1 million after just three months of trading with us. The iKhokha app also lets merchants sell prepaid products like airtime, electricity, data, and gaming vouchers via iK Prepaid. We offer transaction rates that decrease as sales volume increases, and our card machines accept Amex payments.

We serve a wide range of businesses, from restaurants and home repair services to travel, retail, supermarkets, and health and beauty. We have over 380 employees working across three continents. Our 16,583 5-star reviews on Hello Peter reflect our commitment to customer satisfaction.

Our mission is to empower South African entrepreneurs by simplifying business operations and providing the tools they need to succeed. We believe every entrepreneur should have the chance to compete in the digital economy, helping to grow the country’s economy. Our purpose is to use technology to create experiences that support communities and make business ownership more accessible.

Our operations are guided by these cultural principles:

• Dream bigger
• Hustle hard together
• Go against the grain
• Think ahead fail fast
• Be cool, humble, and open
• Simpler is better

We have over 380 employees working across three continents. We operate with agile, cross-functional teams, emphasizing collaboration and a collective approach.

Our culture is a high-performance environment where we encourage everyone to challenge existing norms. Our team has diverse personalities and perspectives, and we focus on making a real impact on the South African economy. Even as we’ve grown, we maintain a ‘startup culture’ that values humility and openness, avoiding corporate bureaucracy.

We support in-office, hybrid, and remote work models. Our headquarters in Umhlanga, South Africa, offers a coastal lifestyle.

We offer our employees competitive salaries and contributions to Medical Aid and Group Risk schemes. We provide study leave and access to on-demand learning and development resources.

We foster a collaborative culture. For those at our headquarters, we have an onsite Barista providing coffee and beverages. Employees also get reduced Gap cover rates. You’ll have the opportunity to work in a high-growth financial technology environment with forward-thinking leadership.