Kafene

We are a point-of-sale financing partner, offering flexible lease-to-own (LTO) options for customers across the United States. We help our retail partners provide these solutions for durable goods such as furniture, appliances, electronics, and tires, serving both prime and nonprime consumers.

Our financing platform is powered by AI and machine learning, using over 20,000 data inputs. Since our founding in 2019, we’ve achieved over $100 million in sales within three years.

Our core activities include business development to onboard new retail partners, managing collections, and developing risk pricing strategies for our lease-to-own product. We specialize in areas like machine learning, fintech, AI, enterprise sales, and financial modeling.

Our team has over 100 people. We foster a fast-paced, entrepreneurial environment that values strategic thinking, a ‘hunter’ mentality, and strong relationship-building skills. We also prioritize a customer-first culture.

Our culture has earned us recognition as a Built In ‘Startup to Watch’ and ‘Best Startup to Work for in NYC.’ We were also a Lendit Emerging Fintech Company finalist and listed among Forbes’ Best Startup Employers.

We offer comprehensive benefits, covering 80% of medical, dental, and vision insurance costs for you and your dependents. We also provide a 401(k) retirement plan.

You’ll get paid time off starting on your first day. Compensation packages typically include a base salary with a commission structure, and some roles offer an annual bonus.

We embrace remote work. Some positions require residence near Boston, MA, or Providence, RI, while others support our teams based in Panama or Guatemala.