Pathward

We are a federally registered financial institution, founded in 1954. We offer Banking-as-a-Service and commercial finance solutions, primarily for individuals and small to medium-size businesses underserved by traditional banks.

Our Partner Solutions provide banking infrastructure and technology to third-party partners for their banking programs. Our Commercial Finance segment offers financial solutions like commercial lending, premium financing for property and casualty industries, and tax-related financial transaction services to help businesses grow. We also provide consumer credit services.

We started as Storm Lake Savings and Loan Association in Iowa in 1954. After several name changes, including MetaBank, we rebranded as Pathward in 2022. We acquired AFS/IBEX in 2014, Refund Advantage in 2015, EPS Financial and Specialty Consumer Services in 2016, and Crestmark in 2018.

We are a Great Place to Work Certified company. We also received the 2024 Finovate Award and 2025 Fintech Breakthrough Award for Best Banking as a Service Provider.

Our mission is to expand financial access and power financial inclusion for everyone, helping people and businesses reach their next financial goals. We believe banking should be accessible to everyone, and we build solutions for underserved markets.

We commit to ethical well-being, guided by our Code of Business Conduct. It outlines our expectations for ethical and honest actions from employees, board members, and third parties. We emphasize inclusion and belonging, cultivating a culture that promotes and supports diversity for our employees, customers, partners, and community. We also extend our vision of inclusion to improve communities nationwide through sustainability efforts.

We have 1001-5000 employees, working in a hybrid remote-office environment with onsite locations across multiple U.S. cities. Our culture puts people first. We commit to an inclusive, safe, and healthy workplace.

We value employees’ drive for career goals and foster a growth culture. Our learning and development team provides workshops, including MasterClass and Soft Skill workshops focused on leadership and team-building. We promote transparency and open communication, enabling employees to offer ideas and engage with leadership. We embrace an entrepreneurial spirit and innovation, staying curious, agile, and open to new ideas.

For our diverse workforce across the 50 states, we provide a personalized onboarding experience for remote new hires to ensure they feel a sense of belonging. Employees are eligible for incentives and financially rewarded based on company and individual performance. We also encourage employee engagement in communities through volunteerism and community impact programs.

We offer a comprehensive benefits package for eligible employees, including medical, dental, and vision insurance. Financial security benefits include a 401K, FSA/HSA, and short-term and long-term disability.

For work/life balance, we provide paid time off (PTO), company holidays, flexible schedules, leave for new parents, military differential pay, adoption assistance, and pet insurance. Employee well-being is supported through ‘Be Well Days’, Life Guidance Services, Employee Assistance Programs, and financial wellness workshops.

All employees are eligible for an annual performance-based incentive. Additionally, we offer paid time off for volunteering, Matching Gifts, and Dollars for Doers programs to support community involvement. Remote work options are also available.