Qonto

We offer a finance solution for small and medium-sized enterprises (SMEs), company creators, self-employed individuals, micro-enterprises, and associations. Alexandre Prot and Steve Anavi founded Qonto in 2016, launching our product in July 2017.

We provide a business account with tools for invoicing, bookkeeping, expense management, and financing. Our offerings include:

• Online business accounts with remunerated options
• Debit and credit cards (physical and virtual)
• Instant SEPA transfers and direct debits
• Mobile payments (Apple Pay, Google Pay), mobile payment terminals, Tap to Pay, and payment links

Our main features include:

• Invoice management with e-invoicing and real-time tracking
• Expense and spend management, offering budget control, automated receipt collection, custom approval rules, and multi-accounts with dedicated IBANs

We also help with cash flow insights, forecasting, and accounting preparation, including accountant access. Our digital receipts are certified as legally valid.

As a licensed Payment Institution, we safeguard funds and protect operations with 3D-Secure and Strong Customer Authentication technologies. We have raised €622m from various investors and serve over 600,000 customers across Europe. Customer support is available 7 days a week in 5 languages. We use technologies like Framework Js, GO, Notion, Crunchbase, and Generative AI tools.

Our mission is to provide a finance solution that enables small and medium-sized enterprises (SMEs) to succeed in business. We aim to make life easier for entrepreneurs and save our customers time by providing modern tools for their financial needs. We strive to give small businesses the freedom to succeed by offering an efficient banking experience.

Our core cultural principles emphasize continuous learning, collaborative teamwork, and pride in delivering high-quality work. We encourage our employees to develop lasting skills, work together as a diverse team of problem-solvers, and take ownership of projects. We maintain a customer-first approach, focusing on customer outcomes, continuous feedback, and improvement. Our work environment promotes an ownership culture, inclusivity, autonomy, continuous learning, innovation, and professional growth.

Qonto has a team of 1001 to 5000 employees with offices in Paris, Berlin, Barcelona, Milan, Belgrade, and Amsterdam. Qonto offers flexible work arrangements. Hybrid contracts allow up to two remote days per week, in addition to office presence. Fully remote contracts are available for specific roles in France, Germany, Italy, Serbia, and Spain.

The work environment encourages personal growth, teamwork, and diversity. Employees are encouraged to step out of their comfort zones, take ownership of projects, and contribute to meaningful work while supporting one another. Qonto values excellence, and its culture supports a diverse team of skilled problem-solvers. Departments include Tech, Product & Design, Growth, Sales, Marketing & Communication, Operations & Customer Success, Corporate & Middle Office, and Data, with specialized teams for Risk, Compliance, Fraud, and AI.

We offer competitive salaries above the industry median and Employee Stock Ownership Plans (ESOPs) for eligible roles. Work contracts include hybrid options: typically 3 office days per week, up to 2 remote days, plus 12 bonus remote days per year (within +/- 3 hours CET). Fully remote contracts are available in France, Germany, Italy, Serbia, and Spain, and we provide IT equipment. Our travel policy covers expenses for those on custom contracts visiting their team’s office at least once per quarter.

Our health and well-being benefits include:

• Comprehensive private health insurance (country-dependent, not in Germany)
• Mental health support: 4 psychologist sessions/year and workshops via moka.care
• Subsidized sports and wellness passes (Gymlib in France, UrbanSport in Germany and Spain, Fitprime in Italy, Fitpass in Serbia)

We provide a progressive parental leave and support program with paid leave, support, and childcare benefits. We also have a disability policy offering paid leave and support for employees with disabilities or caregiving responsibilities.

Daily life perks include:

• A MacBook for every employee
• At least 50% contributions towards public transportation costs
• Meal vouchers (Swile card in France, HRMONY APP in Germany, Edenred in Spain and Italy, meal allowance in Serbia)
• Serviced offices with IT, snacks, and drinks

We also have regular team-building socials and a referral program with a financial bonus for successful hires.

For celebrations, we host:

• Monthly All-Hands sessions followed by social events
• An annual Summit across three hubs (Barcelona, Berlin, Paris)
• Annual summer and winter parties
• ‘Qontoversaries’ (work anniversaries) with vouchers
• Fireside Chats with industry speakers

Learning and development opportunities include:

• Role-specific skills mastery training (1:1 mentoring, industry programs)
• Access to 1:1 language lessons and self-led learning modules
• Our self-development program (EmpowerU Academy)
• Leadership training via a Management Academy
• An Impact Academy for Diversity, Equity & Inclusion and Sustainability workshops