Uncapped

We started in 2019 to offer working capital lines and term loans to growing e-commerce brands, retailers, and Amazon sellers.

We provide $10k to $2M in non-dilutive capital, helping businesses fund inventory, marketing, and other growth without giving up ownership. We primarily serve businesses in the EU, UK, and US. Eligible businesses typically have a proven track record of growth with 6+ months of trading and $100k+ monthly revenue, or $10k+ for Amazon Sellers.

Our application process involves connecting sales and finance accounts, personalizing an offer with an account manager, and then receiving the working capital. We charge a fixed fee starting from 0.8% on the capital provided, without requiring pitches, cap tables, or coffees.

Our investors include Lakestar, Seedcamp, Global Founders Capital, Whitestar, and Mouro Capital (Santander Bank). We use data-driven credit capabilities, financial engineering, and product innovation to develop tools for decisioning, risk modeling, and real-time credit management throughout the customer lifecycle. This includes using alternative data for underwriting, scaling our ML/AI systems, and building real-time portfolio monitoring.

We believe founders shouldn’t have to give up company ownership to fund their growth. Our mission is to empower entrepreneurs to grow faster by providing no-equity investments and no personal guarantees.

We’re not just founder-friendly; our team is made up of founders who want to help others succeed, aiming to create an environment where entrepreneurs thrive.

We’re a diverse team of 51-200 people who value and encourage innovation. Like the entrepreneurs we fund, we’re constantly developing.

We maintain a remote-first approach with flexible working, complemented by hybrid team hubs in London, Warsaw, Atlanta, and Toronto. Our work environment is fast-paced and high-growth, with a strong emphasis on cross-functional collaboration across teams like engineering, product, underwriting, risk, operations, and data science. Our culture supports personal growth and celebrates achievements through weekly recognition and awards.

We offer a range of employee benefits, including:

• Remote-first processes for ultimate flexibility
• Flexible working arrangements
• A personal growth fund to support skill development
• Company pension contributions
• Your birthday off
• Unlimited holiday and an annual retreat abroad
• Weekly recognition and awards
• $300 for home office improvements and a MacBook
• Competitive compensation
• Access to optional workspaces in London, Warsaw, Atlanta, and Toronto