Zopa Bank

We started as the first peer-to-peer (P2P) lending company in 2005. In 2020, we launched Zopa Bank to offer a wider range of financial products.

We provide digital banking services across the UK, including loans, fixed term savings, flexible savings pots (Smart Saver), credit cards, current accounts (Biscuit by Zopa), car finance, and investments (launched in November 2025).

We have lent over £13 billion and manage more than £5 billion in savings for over 1.5 million customers. More than 600,000 customers use our credit card products.

We are regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Customer funds are protected by the Financial Services Compensation Scheme (FSCS).

In September 2025, we acquired Rvvup to expand our retail finance options. Customers rate us 4.5 stars on Trustpilot.

Our mission is to make money work better for our customers. We do this by creating financial products that are simple, fair, and honest, always keeping customer needs first.

We aim to offer good value and easy money management, working towards a fairer financial world. We value honesty with our customers and use their feedback to develop new products. Fairness and inclusivity are also important in how we build our teams and culture.

We have a team of 501-1000 employees. We foster a diverse and inclusive culture that encourages collaboration and work-life balance.

We value practical solutions and continuous learning, rather than individual showmanship. Our environment supports employee growth and progression, aiming to make a real impact.

We offer a hybrid work model, where you’ll generally work 2-3 days a week from our London or Manchester office. You can also work from abroad for up to 120 days a year, provided you have the right to work in that country.

We encourage flexible working and work-life balance. If you work weekends or bank holidays, you’ll receive time off in lieu.