FairMoney

Founded in 2017, we’re a digital bank offering financial services to merchants and consumers in emerging markets, primarily Nigeria and India. Our goal is to bring top-tier digital financial services to underbanked people, promoting financial inclusion.

In Nigeria, we’re the top digital bank and the most downloaded fintech app, with over 20 million downloads and 6 million users. We offer personal loans up to ₦3,000,000, disbursed in 5 minutes, and business loans up to ₦5,000,000 for SMEs. You can also invest with FairLock (fixed term deposits up to 28% P.A.) and save with FairSave (17% P.A., paid daily). Our bank account comes with high savings interest, airtime/data discounts, and no bill charges.

Other services include payments with a 3% discount and no transaction fees on bills, cards with 2% cashback, and POS services via the Payforce network. We process over 15,000 loans daily across our markets.

We’ve raised $89.9 million from international investors. Our Nigerian banking operations are regulated, and deposits are insured by FairMoney Microfinance Bank.

Our mission is to rewrite Africa’s financial story by offering digital financial services to merchants and consumers, and by promoting financial inclusion for underbanked individuals in emerging markets.

These values guide us:

• Growth Mindset: We focus on continuous development and improvement.
• Big Plans, Bigger Ambitions: We aim to build at massive scale and lead the fintech revolution across Africa.
• Talent Has No Passport: We believe talent is globally distributed, even if opportunities aren’t always.
• Start with the Client: We commit to understanding user needs and pain points to maximize our impact.

We’re a team of nearly 600. We offer a flexible work environment; most roles can be remote or based in our offices in Paris, Bangalore, Lagos, or Riga. This gives us international exposure, operating across three continents.

Our culture is driven by our mission: financial inclusion. We value people who share our core principles, promoting a remote-first leadership approach and offering a hybrid work model.

We offer comprehensive benefits and perks. These include Private Health Insurance, a Pension Plan, and generous Paid Time Off (25 days vacation, sick leave, and public holidays).

We support flexible work with work-from-home options and a hybrid model. Some remote roles require timezone overlap with CET.

Employees also get access to Training & Development programs and a dedicated budget. Paid company business trips are covered for work-related travel.

Executive roles may also receive executive compensation with significant ESOP, direct exposure to the CEO and Board, and chances to scale a multi-market digital bank.