Product Owner - Credit & Lending

๐Ÿ‡ต๐Ÿ‡ฑ Poland - Remote
๐Ÿš€ Product๐Ÿ”ต Mid-level

Job description

CAPCO POLAND

Capco Poland is a global technology and management consultancy specializing in driving digital transformation across the financial services industry. We are passionate about helping our clients succeed in an ever-changing industry.

We also are:

  • Experts in banking and payments, capital markets, wealth and asset management
  • Focused on maintaining our nimble, agile, and entrepreneurial culture
  • Committed to growing our business and hiring the best talent to help us get there

Role Overview

We are seeking a strategic and analytically driven Product Owner to lead the development and transformation of data assets supporting Credit, Lending, Regulatory initiatives within a global wholesale banking environment. This role is pivotal in enabling data-driven decision-making, improving risk management, and enhancing operational efficiency across the credit lifecycle.

You will work at the intersection of business, data, and technologyโ€”defining and delivering data strategies that support credit and lending processes, while collaborating with cross-functional teams to ensure high-quality, actionable insights.

Key Responsibilities

  • Lead the change roadmap for credit and lending data initiatives within an Agile POD, managing backlog prioritization and delivery timelines.
  • Translate business needs into data asset prototypes and analytical solutions, working closely with stakeholders to define requirements and success metrics.
  • Design and support the development of robust data pipelines and transformation logic for operational and analytical use cases.
  • Apply advanced analytics to improve data quality, completeness, and consistency, particularly in remediation efforts.
  • Ensure alignment with data governance, risk management, and architectural standards.
  • Champion the consistent use of credit data definitions and ensure proper documentation and application across systems.
  • Provide subject matter expertise on big data technologies and analytics platforms.
  • Collaborate with business lines, risk, finance, and technology teams to ensure data availability and usability.
  • Support root cause analysis and resolution of data-related issues.
  • Oversee the transition of data assets into production and ensure successful adoption and integration.

Leadership & Collaboration

You will foster a culture of innovation, inclusivity, and high performance. This role requires strong collaboration across global teams, the ability to influence senior stakeholders, and a commitment to continuous improvement and agile delivery.

Challenges Youโ€™ll Tackle

  • Navigating evolving regulatory and ESG requirements
  • Managing complex data environments across multiple geographies
  • Driving measurable improvements in data quality and usability
  • Translating technical data concepts into business value

Your Profile

Experience & Expertise

  • 5+ years of experience in Credit & Lending, ideally in a data, analytics, or technology-focused role
  • Strong understanding of credit lifecycle processes and regulatory frameworks
  • Hands-on experience with Python, PySpark, and data visualization tools (e.g., Tableau, Qlik)
  • Proven track record in delivering data products and managing cross-functional stakeholders
  • Familiarity with credit models (regulatory, pricing, decisioning) and their application in lending

Skills & Capabilities

  • Agile product ownership and backlog management (JIRA, Confluence)
  • Strong communication and stakeholder engagement skills
  • Data analysis, modeling, and transformation expertise
  • Ability to work across virtual teams and global environments

Preferred Qualifications

  • Masterโ€™s degree or equivalent experience in a relevant field
  • Certifications in data, analytics, or risk management
  • Demonstrated commitment to continuous learning and development

WHY WORTH JOINING US

  • Employment contract and/or Business to Business as you prefer
  • Possibility to work remotely
  • Speaking English on daily basis, mainly in contact with foreign stakeholders and peers
  • Multiple employee benefits packages (MyBenefit Cafeteria, private medical care, life-insurance)
  • Access to 3.000+ Business Courses Platform (Udemy)
  • Access to required IT equipment
  • Ongoing learning opportunities to help you acquire new skills or deepen existing expertise
  • Being part of the core squad focused on the growth of the Polish business unit
  • A flat, non-hierarchical structure that will enable you to work with senior partners and directly with clients
  • A work culture focused on innovation and creating lasting value for our clients and employees

ONLINE RECRUITMENT PROCESS STEPS

  • Screening call with the Recruiter
  • Competencies interview with Capco Hiring Manager
  • Clientโ€™s interview
  • Feedback/Offer
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