Affirm

Founded in 2012, we are a financial services company providing financial products focused on simplicity, honesty, and transparency. We offer “buy now, pay later” payment solutions, allowing customers to pay for purchases over time without fees. Our products include Pay in 4 interest-free options and longer payment plans where any interest is shown upfront. We also offer the Affirm Card™, a Visa® debit card for shopping online and in stores with the choice to pay in full or over time. Our Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. For online transactions, we issue a one-time-use virtual card through various lending partners. Customers can access offers via the Affirm app, use Affirm with Apple Pay, and integrate with a Google Chrome extension for online stores. We do not charge late fees and have processed over $90 billion in Gross Merchandise Volume. Payment options vary by merchant and state, and rates range from 0%–36% APR based on credit, subject to eligibility. Affirm is not a bank.

Our mission is to deliver honest financial products that improve lives. This mission guides everything we do. Our core values include prioritizing people, ensuring transparency with “no fine print” in all communications, taking full accountability, simplifying complex processes, and continuously innovating.

Affirm operates as a remote-first company, maintaining offices in Chicago, New York City, Pittsburgh, San Francisco, Seattle, Toronto, Warsaw, Madrid, and London. Remote roles allow employees to work from anywhere within their home country. Affirm’s culture emphasizes simplifying finance, improving lives through honest financial products, and challenging teams to bring their best ideas to projects. The company aims to build an inclusive workplace where individuals can thrive. Affirm has been recognized as a “Built In Best Place to Work” from 2021-2024 and holds a Great Place To Work Certification.

We offer a benefits package that includes 100% subsidized medical, dental, and vision coverage for employees and their dependents. Employees receive Flexible Spending Wallets with stipends for technology, food, lifestyle, and family-forming expenses. We provide competitive vacation and holiday schedules, plus 20 company-wide paid “Away Days” for collective time off. We have a transparent compensation structure, and employees can participate in an Employee Stock Purchase Plan (ESPP) to buy shares at a discount, along with equity rewards. Parental leave includes 18 weeks of paid leave for both birth and non-birth parents, with a 4-week return-to-work transition program at full base pay. We also offer mental healthcare programs, learning & development opportunities, and support employee resource groups and community groups.