Job description
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
We’re looking for a smart, driven individual to lead our Treasury functions. You will have the opportunity to work cross-functionally and use quantitative insights to drive better decision-making across the organization. Treasury is responsible for all elements of Affirm cash, funding, and risk management, including ensuring adequate liquidity to meet Affirm’s operational and strategic goals. The ideal candidate will not only have the technical skills to support their recommendations, but also strong communication skills to collaborate effectively with cross-functional partners.
WHAT YOU’LL DO
- Lead all aspects of Treasury across U.S. and international markets, ensuring robust cash management, funding, and financial and operational risk management practices.
- Ensure adequate liquidity to meet operational and strategic goals by developing funding plans, optimizing capital allocation, and maintaining strong governance and controls.
- Oversee periodic reconciliation, forecasting, and financial reporting activities, including managing the Treasury team’s involvement in information gathering, detailed validation, and thorough review of the company’s quarterly and annual corporate / SEC filings in partnership with Accounting, Strategic Finance (FP&A), and other cross-functional teams.
- Collaborate closely with Capital Markets, Engineering, Product, Credit Analytics, and Internal Audit on treasury-related and required reporting initiatives.
- Partner with Finance and leadership teams on the annual budget process, corporate capital structure optimization, and liquidity planning initiatives.
- Own the development and implementation of hedging strategies, cash reconciliation systems, bank connectivity tools, and treasury controls.
- Stay current on regulatory requirements related to interest rate and FX risk, capital, and liquidity; provide guidance on their impact to new products and initiatives.
- Develop and maintain an analytical reporting framework for senior management, risk committees (e.g., ALCO, RMC), and the Board.
- Manage relationships and strategic corporate initiatives, including project management and transaction execution with external banking partners, rating agencies, and corporate insurance providers.
WHAT WE LOOK FOR
- 15+ years in financial services with significant Treasury or related experience (20+ years total professional experience). Experience at specialty finance or lending institutions is a plus.
- BA/BS required; CFA or comparable certifications strongly preferred.
- Deep knowledge of structured finance products and markets, particularly in the consumer space.
- Proven experience executing corporate unsecured financing transactions.
- Advanced financial modeling skills, including framework development, validation, governance, integration, and automation.
- Strong background in interest rate derivatives, FX risk management, reporting, stress testing, and collateral requirements.
- Familiarity with asset-liability management, corporate capital structure optimization, FX and interest rate risk management, and SNL.
- Demonstrated success establishing robust Treasury processes and implementing Treasury management systems (e.g., GTreasury).
Experienced people leader with a track record of building and leading high-performing teams.
- Skilled at working cross-functionally with engineers, technical partners, and business stakeholders in dynamic, fast-paced environments.
- Excellent communication and presentation skills, particularly at the executive level.
- Flexibility to thrive amid evolving requirements and organizational priorities.
Location - Remote U.S.
If you have follow up questions after you’ve applied directly to the role, please reach out to [email protected]. We kindly ask that you refrain from contacting senior leaders directly so our recruiting team can help ensure a more efficient, streamlined, and equitable process for all candidates.
Base Pay Grade - W
Equity Grade - 23
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range per year: $340,000 - $380,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking “Submit Application,” you acknowledge that you have read Affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
