Best Egg

We are a consumer financial technology platform that helps people manage their everyday finances. Our digital platform provides personal loans, credit cards, and a financial health resource center. We offer personal loans up to $50,000 with fixed interest rates. We also have Vehicle Equity loans, which let customers use their car as collateral to borrow up to 250% of its value (up to $100,000) for 2 to 7 years. Additionally, we provide Secured Loans with a Homeowner Discount; these can offer lower interest rates (starting at 5.99% APRs) by using home fixtures as collateral without encumbering the entire home.

Customers can use our mobile app to manage their accounts, access payment options, check balances, receive real-time alerts, and monitor their credit scores. The platform also includes articles and resources on financial health. We have helped fund over $40 billion through 2.9 million loans, achieving a 95% customer satisfaction rating and an A+ rating with the Better Business Bureau. We use machine learning, cloud technology, and artificial intelligence for credit risk assessment, marketing, and fraud detection. Our headquarters are in Wilmington, DE. We are currently expanding as part of an acquisition by Barclays.

Our mission is to inspire confidence in people with limited savings by providing flexible solutions that help them manage their everyday financial lives. We operate by five core values:

• Put people first: We foster an inclusive, flexible, and fun workplace where individual voices are valued.
• Create clarity: We emphasize transparency and open communication to build trust, alignment, and collaboration.
• Get things done: We prioritize key tasks and deliver results with urgency, excellence, and efficiency.
• Deliver with heart: We encourage teamwork, humility, and kindness while working beyond specific roles.
• Listen to our customers: We focus on understanding customer needs, learning from experiences, and continuously innovating to meet expectations.

We foster an inclusive and diverse culture that encourages creative problem-solving and provides opportunities for growth. Our work environment is safe, flexible, and collaborative, with an emphasis on honesty, directness, and low-politics. We promote internal advancement and offer a flexible work experience that includes intentional collaboration and development opportunities. Our culture champions impact, teamwork, inclusivity, and excellence. We support hybrid work, remote work, and work-from-home options. We also encourage continuous learning, transparency, and a focus on delivering results.

We offer pre-tax and post-tax retirement savings plans with a company matching program. Our generous paid time-off includes vacation, personal/sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays. We provide multiple health care plans, including dental and vision options, along with Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts.

Company-paid benefits include life insurance, wellness platforms, employee assistance programs, and Health Advocate programs. Additional discounted benefits cover identity theft protection, pet insurance, and fitness center reimbursements. Employees are also eligible for a yearly incentive bonus, typically 20% of their base salary, with some roles also offering long-term cash incentives. We support a remote-friendly work environment.