Clair

We founded Clair in 2019 to provide embedded On-Demand Pay (ODP) and Earned Wage Access (EWA) solutions. We partner with HR Tech, Digital Payroll, Wallet, Human Capital Management, and Workforce Management platforms. Our goal is to integrate early access to pay directly into their applications, letting employees get their earned wages before payday.

Our solution is built with compliance in mind. Advances are originated by Pathward®, N.A., a national bank. Employers have no setup, zero payroll changes, and no direct costs. While there are no mandatory fees for the service itself, users might pay instant transfer fees if they disburse advances to an external bank account immediately.

Partners can earn commissions and see better employee engagement and retention. Integration usually takes about 4 months from contract to beta launch. We customize the embedded experience to match partner branding and aim for an intuitive user experience. Our platform has an average adoption rate of 20% and an 80 Net Promoter Score (NPS) among users. For payroll partners, we support automatic repayment, and for workforce management platforms, we offer pay access based on hours worked. Gusto and Intuit QuickBooks are among our partners.

Our mission at Clair is to redefine payday. We want to make earned wages instantly accessible, creating more financial freedom for America’s workforce. We empower professionals to access their pay when they need it, using a unique underwriting model based on real-time earnings data to offer no-interest, non-recourse wage advances.

Our culture values are:

• Bring others along: Share information openly and consider different viewpoints to make decisions.
• Adapt to make an impact: Plan for change and stay flexible to serve customers and each other.
• See feedback as a gift: Value failures as learning opportunities and give feedback constructively.
• Find an opportunity to have fun: Foster a joyful and lively workplace to spark creativity and collaboration.
• Listen, learn, then speak boldly: Practice active listening to understand perspectives before sharing ideas.
• Take ownership: Work with autonomy, own your work from start to finish, and take responsibility for results.

We have a team of 51-200 employees. We see ourselves as a mission-driven company that blends technology with people-first values. Our culture emphasizes growth, collaboration, and accountability, focusing on user success stories. We encourage an entrepreneurial mindset. While some roles are remote, certain positions, especially within our data teams, follow a hybrid schedule in New York City. We value a joyful and lively workplace.

We offer a benefits package that includes:

• Medical, Dental, & Vision Coverage, with options to extend to family
• Fully-paid parental leave
• Company-sponsored 401k, HSA, and FSA
• Unlimited vacation for salaried roles, generous PTO for hourly roles
• Work from home setup allowance
• Access to earnings every day on Clair
• Company-sponsored short-term and long-term disability insurance
• Equity in Clair