Ethos

Founded in 2016, we are an insurance company specializing in life insurance. We make life insurance accessible by combining technology and industry knowledge for an instant and easy experience. We offer online term life insurance with instant quotes and up to $3 million in coverage. Most policies can be activated in 10 minutes without medical exams or blood tests. We also offer free wills and trusts, either with a life insurance policy or as a separate purchase. The process is simple: answer questions online, see your rate instantly, and then activate your coverage.

We have raised over $400 million from investors like Sequoia, Accel, Google Ventures, Goldman Sachs, and Softbank. We issue billions in coverage each month, making us one of the largest U.S. life insurance providers. We partner with established, highly-rated insurance carriers. As a technology company, we use proprietary technology, AI, and automated underwriting. We develop configurable products that carriers can deploy to launch and improve their distribution channels. Our focus is on scalable, modular, and multi-tenant platform components. We also build production-grade AI systems, including LLM, retrieval, and context layers, to power copilot workflows in underwriting, agent support, customer service, and operations/compliance.

Our mission is to make life insurance affordable, accessible, and straightforward, changing how people protect their families. We aim to rethink how life insurance is obtained, making it easier, faster, and more ethical.

Our core values include:

• Serve our families: We put the families we serve at the center of our products and experiences, focusing on doing what is right for the customer.
• Speak your mind: We encourage individual perspectives and ideas to challenge the status quo and drive change in the industry.
• Bias for impact: We emphasize rapid delivery of value and put in extra effort.
• Intellectual rigor: We practice first-principles thinking, make data-rooted decisions, and strive for expertise and attention to detail in our fields.

We have 501-1000 employees. We value clear thinking, attention to detail, teamwork, and continuous improvement. Our employees are passionate, committed, and courageous. They are deep thinkers who advocate for their beliefs, adapt when necessary, and offer data-backed solutions. We encourage innovation and quick execution, operating with a “one-team, one-dream mentality.” Our culture promotes transparency, true collaboration, and mutual respect. We empower individuals to take ownership and make an impact. We are a digital-first company, with over half our team working remotely across the US. We also have offices in Bangalore, Singapore, and San Francisco. Built In recognized us as one of the 2022 Best Places to Work - Bay Area, and Forbes listed us in its 2024 top 50 fintech.

We offer an employee benefits package. This includes medical, dental, and vision insurance, along with a 401(k) plan for US employees and other insurance and retirement options. Employees also receive company equity. We encourage rest and relaxation, providing a fully paid global company holiday schedule and additional paid and flex time options based on role and location. We provide leave programs, including 100% wage replacement for new parents, and healthcare plans cover family planning and fertility. Base salaries for specific positions range from $129,000 to $245,000, not including bonus, equity, or other benefits.