Human Interest

We provide affordable, full-service 401(k) and 403(b) retirement plans, mostly for small and medium-sized businesses. Our goal is to make retirement savings simpler and more accessible for both employers and employees.

We removed 401(k) transaction fees for companies and their employees. We also built end-to-end technology to handle the administrative and compliance issues that SMBs often face. This has led to higher-than-average participation rates and helped thousands of businesses set up their first 401(k) plan.

Investment advisory services come through Human Interest Advisors, a Registered Investment Adviser. We manage account relationships, grow partnerships with tech and human capital management firms, benefit brokers, CPAs, and financial advisors. We also handle contracting, client account management, payroll integrations with over 100 providers, and streamline onboarding.

Our mission is to close the retirement gap. We do this by making retirement benefits affordable and easy to access for small and medium-sized businesses. We believe in leveling the playing field, making savings intuitive, affordable, and inclusive for everyone.

Our culture is mission-driven, focusing on customer obsession, long-term thinking, and supporting autonomous teams that are always improving. We value accountability, initiative, and creativity, encouraging a proactive and results-oriented approach.

Human Interest has 501-1000 employees. We work in a fast-paced, high-growth fintech environment that supports remote work. Our culture values autonomy, accountability, and continuous improvement.

We encourage cross-functional collaboration and aim to help employees grow professionally. We also organize team-building events like virtual social gatherings and offsites to build camaraderie. Employee wellness and career development are important to us.

We offer a 401(k) plan with a dollar-for-dollar employer match up to 4% of compensation, with immediate vesting and no plan fees.

Our comprehensive benefits include:

• Top-tier health, dental, and vision insurance.
• Competitive paid time off and parental leave.
• Financial wellness support, including unlimited access to digital tools, financial professionals, and resources for equity education.
• Mental health support for employees and dependents through Lyra.
• Family-forming benefits, including fertility healthcare, via Carrot.
• Student loan resources for planning, borrowing, and repayment through Candidly.
• A monthly work-from-home stipend and a quarterly lifestyle stipend.
• Engaging team-building experiences, like virtual social events and team offsites.

We’re proud to have been recognized as a Great Place To Work.