Job Description

Your role in our mission

We are seeking a talented senior product and regulatory lawyer to join our legal department. This role will report to the General Counsel. You will join a fast-paced, collegial, and innovative team, providing legal counsel to Prosper’s product, business and operations teams, and leading the borrower-side of the business.

How you’ll make an impact

Serve as a senior advisor to the business on legal issues relating to our consumer platforms and general operations.
Lead the borrower-side legal team and provide advice to senior leaders regarding our personal loan and credit card programs
Work closely with Prosper’s product and technology team, advising on the development of new products and services.
Work alongside Prosper’s Compliance team to design, develop and maintain processes and procedures.
Manage, review and update policies and legal agreements related to Prosper’s consumer platforms.
Manage litigation related to the operation of Prosper’s consumer platforms.
Represent Prosper with state and federal regulators; manage any enforcement actions, inquiries and investigations.
Support the General Counsel in Prosper’s government relations efforts, including research and support on state and federal public policy issues.

Skills that will help you thrive

J.D. with solid academic credentials and a State bar member in good standing.
12+ years of relevant legal experience, including at least 3+ years in-house at a financial technology company, bank, or at a top-tier law firm (in-house experience preferred, but not required).
A demonstrated ability to understand business needs and to serve as a trusted advisor, providing sound, transparent legal advice.
Ability to balance legal risk with business objectives.
Exceptional interpersonal communication skills and an upbeat attitude.
Experience with financial services regulation, such as the Gramm-Leach-Bliley Act (GLBA), Fair Credit Reporting Act, (FCRA), Truth in Lending Act (TILA)/Regulation Z, Equal Credit Opportunity Act (ECOA)/Regulation B, Credit Card Accountability Responsibility and Disclosure (CARD) Act, Bank Secrecy Act (BSA), Telephone Consumer Protection Act (TCPA), Fair Debt Collection Practices Act (FDCPA), and Electronic Fund Transfer Act (EFTA)/Regulation E

Resources to help you Prosper

A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported
Invested in your future:A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security
Holistic well-being:We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage
Professional & personal growth:Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace

Interview process

Recruiter Call: A brief screening to discuss your experience and initial questions
Department Interview: Deeper dive into technical skills and project alignment with the Hiring Manager or team member
Team/Virtual Interview: Meet team members for collaborative discussions

$262,000 - $327,000 a year

Compensation details:

The salary range is $262,000 - $327,000 annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.

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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.