Varo Bank

We are a digital bank, founded in 2015, and are both FDIC insured and an OCC Chartered Bank. We provide mobile banking services such as quick access to funds, high-yield savings accounts, and automatic saving tools. We also offer consumer lending products like personal loans and lines of credit.

We manage the full product lifecycle, from design to launch and optimization, for our core banking and lending offerings. Our operational areas include customer servicing across CRM, disputes, chat, and voice, alongside incident management, fraud analytics, and credit risk management.

We’ve raised over $992.4 million from institutional investors and strategic partners.

Our mission is to provide banking services designed for how our customers live, aiming for financial inclusion. We believe everyone deserves access to premium banking.

We take a customer-centric approach, working to improve the customer experience and championing customer and agent needs across our products and services. We also prioritize strong risk management, including fraud prevention and credit risk oversight, balancing security with a good customer experience.

We have between 501 and 1000 employees, a team that brings together banking veterans and technology experts. Our work environment is fast-growing, fast-paced, and sometimes ambiguous, typical of a fintech company.

We strongly emphasize cross-functional collaboration. Our teams work closely across Product, Engineering, User Research, Data Science, Operations, Credit Risk, Compliance, Marketing, Legal, and Fraud. Our culture promotes user-centered outcomes, data-driven decision-making, experimentation, and continuous improvement, especially in areas like system resilience and incident reduction. Leaders often balance hands-on work with strategic guidance and mentorship.

We offer our employees bonuses, equity opportunities, and a competitive benefits package.