First Dollar

We are a technology company founded in 2019, working in financial services. We build flexible infrastructure for health spending benefits, offering software tools and APIs. These let organizations launch and manage various benefits, including pre-tax accounts, lifestyle benefits, rewards programs, and supplemental benefits.

Our products include Health Wallet, an app and card for individuals to use their benefits; Health Wallet Manager, with tools for administration teams; and Health Wallet Platform, which has APIs and branding tools for developers to embed health spending benefits directly into their portals. Our health wallet has a utilization rate twice the industry average and a 97 accessibility score.

We partner with banks, benefit providers, health plans, and Third-Party Administrators (TPAs). For banks, we provide integrated pre-tax account solutions to support HSA deposits. For benefit providers, we offer health spending benefit solutions that complement existing products. For health plans, we provide scalable infrastructure and customization tools for member experience. TPAs use our solutions to integrate offerings within their user experience and manage participants with self-service tools.

We are an Inspira Financial Solution, backed by Inspira Financial, which has over 20 years of experience in health, wealth, retirement, and benefits solutions. Inspira Financial manages $63.1 billion in traditional and alternative assets and $25 billion in fund assets under custody.

Our purpose is to make using and offering benefits effortless, using modern engineering and human-centered design. Our core values are:

• Ownership: We behave as owners, making decisions for our future, taking initiative, and accepting responsibility for outcomes.
• Relentlessness: We act with a bias for action, solving problems with a focus on completion over perfection, and continuously improving.
• Inclusivity: We foster meaningful connections, understand diverse perspectives, and maintain a supportive, diverse, and inclusive work environment through empathy.
• Simplicity: We make complex concepts accessible by understanding domains, minimizing complex layers and terminology, and sharing knowledge internally and with clients.
• Authenticity: We value direct communication, encouraging teams to ask difficult questions and seek help, with actions aligning with words to build trust.

We are a team of 11-50 employees working remotely across the United States. Our team includes innovators and experts with firsthand experience addressing legacy tech gaps and those who have built tech solutions for startups. We aim to build technology that simplifies health spending benefits.

We foster an inclusive work environment. First Dollaritos, our first Employee Resource Group (ERG), supports Latine team members and others by creating a safe space for authenticity at work.