Associate Underwriter

Job Description

Hi, we’re Gravie. Our mission is to create health benefits that actually benefit small and midsize businesses and their employees. Our innovative benefit solutions and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.

A Little More About The Role:

We’re seeking a motivated and detail-oriented Associate Underwriter to join our growing Underwriting team. In this role, you’ll support the evaluation and pricing of health insurance plans for small to mid-sized employer groups. You’ll work closely with experienced underwriters, sales, and account management to ensure competitive, accurate, and compliant quotes for our level-funded products.This is a great opportunity for someone looking to launch a career in health insurance underwriting, especially if you enjoy working with data, solving problems, and making an impact in a collaborative environment.

You Will:

• Learn underwriting tools, guidelines, and rating methodologies.
• Manage a caseload while ensuring your work meets performance expectations across turnaround time, productivity, accuracy, pricing integrity, and block profitability.
• Use Gravie’s proprietary underwriting engine to effectively navigate and produce rating output for small and mid-sized standard level funded plans
• Prepare initial rate quotes and renewals under close supervision.
• Escalate complex cases to more senior underwriters and/or managers.
• Explain pricing and product offerings to Sales and Account Management
• Collaborate with internal and external teams (sales, actuarial, brokers, etc.).

You Bring:

• Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related experience
• 0–2 years of underwriting experience, preferably in health insurance or employee benefits.
• Exposure to level-funded or self-funded insurance products.
• Strong attention to detail and organization.
• Effective written and verbal communication.
• An eagerness to learn and grow in a fast-paced environment.
• Basic math knowledge and understanding is a must

Extra Credit:

• Internship or experience in insurance, healthcare analytics, or benefits consulting.
• Exposure to group health underwriting or level-funded/self-funded plans.
• Coursework or certification in insurance or risk management

Gravie:

In order to transform health insurance and build a health plan everyone can love, we need talented people doing amazing work. In exchange, we offer a great overall employee experience with opportunities for career growth, meaningful mission-driven work, and an above average total rewards package. The hourly rate for this position is $23.65/hour - $31.54/hour. Numerous factors including, but not limited to, education, skills, work experience, certifications, etc. will be considered when determining compensation. Our unique benefits program is the Gravy, i.e., the special sauce that sets our compensation package apart. In addition to standard health and wellness benefits, Gravie’s package includes alternative medicine coverage, flexible PTO, up to 16 weeks paid parental leave, paid holidays, a 401k program, cell phone reimbursement, transportation perks, education reimbursement, and 1 week of paid paw-ternity leave.

A Little More About Us:

• We know healthcare. Our company was founded and is still led by industry veterans who have started and grown several market-leading companies in the space.
• We have raised money from top tier investors who share the same long-term vision as we do of building an industry defining company that will endure over the long run. We are well capitalized.
• Our clients love us. Customer satisfaction rates among employees using Gravie health plans consistently rank above 80% – nearly 40 points above the industry average.
• Our culture is unique. We tend to be non-hierarchical, merit-driven, opinionated but kind people who thrive working in a high-performance, fast-paced environment. People at Gravie care deeply about making a positive impact in the lives of the people we serve. We may not be the right place for everybody, but if you get energized by doing work every day that focuses on putting consumers at the front of the line, we could be a great place for you. It takes unique people and diverse perspectives to deliver our results. We encourage you to be your authentic self – we like you that way.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.