Lithic

We provide a card issuing platform and issuer processing services for customized debit, credit, and prepaid programs. Our accessible building blocks and flexible API are designed for developers, helping them launch new products faster, generate new revenue, and scale with their business needs. We help companies create payment cards for their customers, optimize back-office operations, and simplify disbursements.

Our platform supports instant card issuance, mobile and web provisioning, custom card printing, and multi-currency transactions. We also provide fraud controls like identity verification, tokenization, and authorization decisioning. For accounts, we offer a settlement API, virtual and routable accounts, ACH, and wire transfers. Our program services include customer support, disputes and chargeback resolution, and fraud and risk monitoring.

We connect directly to card networks and guarantee 99.99% platform uptime with no scheduled downtime. We are compliant with SOC 1 Type 1, SOC 2 Type 2, PCI DSS, and ISO 27001 standards. Over 100 clients use our card programs. We’ve been named to the GGV Capital Fintech Innovation Top 50 in 2023 and 2024, and received the Tearsheet Embedded Awards Best Card Issuing Platform in 2022. Mastercard, Tusk Venture Partners, and Index Ventures are among our investors.

Lithic was founded in 2021. Our founders built the platform after experiencing limitations with legacy issuer processors while running a consumer product launched in 2014.

Our founding belief is that better financial products can significantly improve people’s lives.

We operate by a set of core values:

• We build mission-critical software by putting clients at the center of every decision.
• We set ambitious goals, work diligently, and maintain high standards to constantly improve.
• We take full ownership of our work, aligning our efforts with company and client outcomes, and focusing on overall results.
• We make quick decisions and incremental improvements to achieve significant change.
• We believe in sharing knowledge and promoting visibility through public Slack channels, shared Google Drives, and public email lists.
• We strive to be good neighbors by fostering an accepting and inclusive workplace, welcoming new ideas, and working to improve our community and company.

We are a software development company with 51-200 employees. We are remote-friendly, and our employees can work from various locations. We also allow employees to work from anywhere globally for four weeks each year. For those in the NYC area, our SoHo office is available for in-office collaboration three days a week, with Tuesdays and Thursdays being core in-office days.

Our culture emphasizes collaboration, with a preference for public communication channels like Slack and shared Google Drives for transparency and knowledge sharing. We value ambitious goal setting, ownership, continuous improvement, and an accepting, inclusive workplace. Our team is distributed across the US and Europe, especially in engineering, and works in a fast-paced environment.

We offer competitive compensation and equity, unlimited PTO, and a 401(k) matching program. Employees receive comprehensive health, vision, and dental insurance, including an HSA Contribution Match, and 12 weeks of fully paid parental leave.

We support remote work with a “Work From Anywhere” policy that lets employees work from anywhere globally for four weeks each year. We also provide a 5-Year Fully Paid 4-Week Sabbatical Program and Voluntary Life Insurance and AD&D.

For our NYC-area employees, benefits include in-office work three days a week (Tuesdays and Thursdays are core in-office days) at our SoHo office, a $50/month commute allowance, and free lunch every Tuesday and Thursday. Employees also get 3% cashback on all purchases made using Privacy cards (our consumer product).