Marqeta

Founded in 2010 and headquartered in Oakland, CA, we offer a modern card issuing platform and payment solutions. Our open API platform lets businesses issue virtual and physical cards and process payments. We support financial solutions like credit, payroll, lending, expense management, and embedded finance. Our services include tokenization, on-demand delivery, alternative lending, real-time data, card issuing/fulfillment, disbursement, customer communication, Just In Time (JIT) Funding, flexible spend controls, real-time funding configurations, and embedded finance.

Our platform integrates end-to-end credit and payment solutions. We serve global enterprises and startups across industries such as on-demand delivery, expense management, retail, and digital banking. Our technology is flexible and scalable, using open APIs, developer SDKs, and cloud infrastructure. It includes dynamic spend controls, fraud protection, and a scalable platform with built-in redundancy, failover, and 99.99% uptime in 2024. We’re certified to operate in over 40 countries, supporting expansion across the United States, Europe, and Asia.

In 2024, we processed over $290 billion. Our transaction volume grew 80 times since 2017, and we were among the top 25 U.S. debit card issuers by purchase volume in 2019.

Our mission is to enable payment possibilities for innovators globally by updating outdated financial infrastructure. We’re driven by a shared commitment to progress, helping businesses scale, individuals thrive, and payments work more effectively.

Our core values are:

• Win as a Team: We succeed collectively by embracing diverse perspectives, pushing each other, leading with humility, and setting aside hierarchy.
• Make it Count: We move forward with focus, agility, urgency, and purpose, completing tasks accurately.
• Solve for the Customer: We understand customer businesses and needs to deliver products and services that drive their success, earning and keeping their trust.
• Do What’s Right: We pursue solutions that responsibly disrupt and deliver high-quality results, taking ownership from start to finish.
• Simplify and Innovate: We approach challenges with curiosity, take smart risks, and find better, simpler ways to achieve extraordinary outcomes.

We have 501-1000 employees. We operate as a flexible-first company, empowering our people to make a significant impact. This means our employees can work from various locations within the US, Canada (Ontario or British Columbia), UK, and Poland. Our culture promotes collaboration, empathy, and responsible disruption.

We believe in creating a workplace where everyone belongs and can thrive professionally. We support Employee Resource Groups (ERGs), including:

• BlackCard: Celebrating and advancing Black excellence.
• MQ-Proud: For LGBTQIA+ employees and allies.
• HOLA: Uniting Hispanic and Latin American voices.
• Desi: Connecting and celebrating South Asian culture.
• Early Career: Supporting early professionals.
• Marqetaglots: Building global perspectives.
• Parents’ Group: Supporting parents and caregivers.
• RepresentAsian: Empowering Asian employees.
• SWiPE: Empowering women in Product and Engineering.
• Vets@MQ: Connecting military veterans.
• Women’s Group: Advancing and empowering women.

We offer multiple health insurance options, flexible time off, and a retirement savings program with company and after-tax contributions. Employees receive equity in our publicly-traded company and have access to an Employee Stock Purchase Program. We provide family-forming benefits, fertility support, and up to 20 weeks of parental leave. We also offer free therapy sessions, financial and professional coaching, and legal advice. We offer a monthly stipend for remote work. We provide annual development funds for growth and development. For roles in Poland, we offer a pension scheme through Allianz and 100% employer-paid health coverage through Luxmed. Eligible employees receive annual bonuses. Base salaries are competitive and vary by location (e.g., CAD and PLN).