Setpoint

We provide the operating system and infrastructure for asset-based lending and capital markets. Our platform helps originators, asset managers, and lenders manage debt facilities with greater speed, efficiency, and accuracy.

We support various asset-backed transactions, including Warehouse Facilities, Forward Flow, Securitization Management, and Leverage and Fund Finance. Our technology and capital solutions manage over $50 billion in financed assets annually across ABS and ABF markets, and we’ve extended over $1.3 billion in capital commitments. We aim to facilitate funding within 24 hours.

Our services include:

• Automating borrowing requests
• Optimizing pledging
• Forecasting lender compliance for debt capital
• Automating investor reporting and asset/collateral management for securitized products
• Enabling efficient equity allocation and portfolio performance forecasting

For institutional lenders, we standardize borrower data and provide real-time analytics. Asset managers use our asset modeling tools for underwriting and credit line management. Private credit firms rely on our software for funding operations and centralizing borrower activity.

Our mission is to build trust in the credit system and help our partners perform their best work. We make capital efficient and error-free by eliminating funding operations tasks that are prone to mistakes. This streamlines loan sale and syndication processes, which helps us provide customers with better standardization and liquidity.

Our core principles guide our company culture:

• Prioritizing customer value
• Driving customer-focused innovation
• Optimizing for speed
• Making our own luck
• Winning as a team

We are a high-growth software development startup, founded in 2021, with 51 to 200 employees. Our culture is defined by how we treat our customers and teammates.

We foster an entrepreneurial environment that emphasizes first principles thinking, collaboration, and a focus on driving results. Our co-founders hold key leadership roles (CEO, President, CIO), supported by VPs, Directors, and Managers across product, capital solutions, engineering, and operations. We encourage our team members to prioritize speed, drive innovation, and work together to win.

We offer competitive salaries and stock options. Our benefits include:

• Medical, dental, and vision coverage
• 401k
• Short-term and long-term disability coverage
• Unlimited paid time off

We partner with health and wellness services such as One Medical, Talkspace, HealthAdvocate, and Kindbody. Employees have flexible and remote work options, with offices in Austin, NY, and Salt Lake City. Hybrid roles typically require two days in the office (Tuesdays and Thursdays). We also organize regular team happy hours, lunches, and company offsites.