Job Description
About World Business Lenders
- At World Business Lenders (WBL), we provide flexible, short-term commercial loans backed by real estate to help small and medium-sized businesses across the United States — particularly those facing difficulties with traditional financing. We’re a fast-moving, results-driven organization that takes security seriously as we continue to grow.
- This is a Full-Time Independent Contractor role with working hours from 9:00 AM – 6:00 PM Eastern Standard Time, Monday through Friday. We request that all CVs be submitted in English.
About the Role
- The Pipeline Manager is responsible for leading the loan processing and pipeline management team, ensuring the efficient movement of loans throughout the mortgage lifecycle.
- This role oversees daily pipeline operations, drives process improvements, monitors service levels, and collaborates with underwriting, title, valuation, and closing teams to ensure timely, high-quality loan delivery.
- The Pipeline Manager also provides leadership to the processing team, fostering accountability, operational excellence, and continuous improvement.
What You’ll Be Doing (Key Responsibilities)
- Manage condition clearing and documentation workflows.
- Monitor pipeline progression and operational SLAs.
- Ensure loan files meet quality and completeness standards.
- Coordinate activities across underwriting, title, valuation, and closing.
- Resolve operational bottlenecks and escalations.
- Maintain workflow controls and process documentation.
- Drive operational efficiency and service improvements.
Education:
- Bachelor’s or Associate’s degree.
Experience:
- 10+ years in non QM residential mortgage processing.
Must-Have Requirements
Please ensure you meet all of the following before applying:
- 10+ years of experience in Non-QM residential mortgage processing, with a strong understanding of the end-to-end mortgage loan lifecycle.
- Proven experience leading mortgage processing or pipeline management teams in a high-volume lending environment.
- Hands-on experience with Loan Origination Systems (e.g., Encompass, Byte, LendingPad) and managing loan pipelines to meet operational and closing deadlines.
- Strong knowledge of Non-QM loan products and applicable mortgage regulations, including TRID, RESPA, TILA, and ATR/QM.
Remote Work Requirements
- Stable, reliable internet connection.
- Professional and dedicated remote working setup.
Preferred Background / Industry Experience:
- Non QM residential mortgage lending.
Key Soft Skills:
- Extreme organization.
- Prioritization under pressure.
- Clear communication.
- Ownership and accountability.
- Problem-solving ability.
- Attention to detail.
- Calmness under stress.
Specific Technical Skills Needed:
- Non-QM Mortgage Expertise – Strong understanding of Non-QM products, including DSCR, Bank Statement, Asset Depletion, Foreign National, ITIN, and other alternative documentation loan programs.
- Loan Origination Systems (LOS) – Hands-on experience with Encompass, Byte, LendingPad, or similar LOS platforms for managing the loan lifecycle.
- Pipeline Management – Ability to manage high-volume pipelines, prioritize loans, monitor milestones, and meet closing deadlines.
- Mortgage Processing & Underwriting – Thorough knowledge of the mortgage process from application through funding, including underwriting conditions and document requirements.
- Regulatory Compliance – Working knowledge of TRID, RESPA, TILA, ATR/QM, and other federal and state mortgage regulations.
- Title, Escrow & Closing – Understanding of title commitments, vesting, liens, judgments, payoffs, escrow, and closing/funding requirements.
- Income, Asset & Credit Analysis – Ability to review borrower financial documentation, including tax returns, bank statements, credit reports, and asset verification.
- Investor & Guideline Interpretation – Experience interpreting investor overlays, underwriting guidelines, and documentation requirements to ensure loan salability.
- Reporting & Data Analysis – Proficiency with Excel (pivot tables, lookups, reporting) and the ability to track pipeline KPIs, aging reports, and operational performance metrics.
- Operational Leadership & Process Improvement – Experience leading processing teams, balancing workloads, improving workflows, and driving efficiency through standardization and automation.
What We Offer
💰 $70,000-$80,000 annually.
🏖️ Paid Time Off (PTO).
🌍 Fully remote — work from wherever you do your best work!
Ready to Apply?
If this sounds like you, we’d love to hear from you - submit your CV in English and hit Apply!
