Branch International

Founded in 2015, we provide smartphone-based financial services in the financial services industry. We focus on delivering financial access in emerging markets, primarily across Africa and India, using data science and machine learning.

We offer instant loans without physical documentation, money transfers, bill payment, high-yield investments, and savings. We also launched a debit card in Nigeria and plan to expand it to other markets.

We’ve seen over 100 million downloads, served 13 million customers, issued 54 million loans, and disbursed more than $1.8 billion. We’ve secured over $100M in funding, including a Series C round, from investors like A16Z, Khosla Ventures, and Visa. We have offices in San Francisco, Lagos, Nairobi, Mumbai, and Bangalore.

Our mission is to deliver financial services to the mobile generation. We believe everyone, everywhere deserves fair financial access, and we aim to fuel a world of opportunity.

Our core values: be passionate about customers, be fearless in the face of barriers, and be driven by data. We operate as a for-profit, socially conscious company.

Branch is a mission-driven, fast-paced, and entrepreneurial organization with 51-200 employees. The company has a collaborative and flat culture, valuing transparency, autonomy, responsibility, and work-life balance. It is certified as a Great Place to Work®.

Teams are lean and agile, and they value individual contributions and lasting impact on the product and business. The work environment is remote-first, with options for occasional in-person work or travel to global offices.

The leadership team includes co-founders Matt Flannery (CEO) and Daniel Jung (Chief Product Officer), and Premal Shah (President), all of whom previously held roles at Kiva.org. Branch operates with globally distributed teams across offices in the United States, India, Nigeria, and Kenya, and it values innovation, ownership, and cross-functional collaboration.

We offer a competitive salary and equity package, along with unlimited paid time off for personal, bereavement, and sick leave. We provide fully paid parental leave (6 months for maternity, 3 months for paternity). Employees receive a monthly WFH stipend and a one-time home office setup budget.

We provide a $500 annual professional development budget. Health benefits include fully paid group medical and personal accidental insurance. Additional perks include discretionary trips to our global offices with travel medical insurance, plus virtual and in-person team meals and social events. We are an Equal Opportunity Employer.