Consultant - Financial Reconciliation

Job Description

Nium, the Leader in Real-Time Global Payments 

Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium’s growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the role: 

You will be part of the Financial Reconciliation Team focusing on reconciliation for all the products of NIUM. 

Key Responsibilities:

• Have a strong understanding of Reconciliation processes (Cross Border Remittances, Card Transactions, Wallet Transactions), implications, risks, and controls.
• Review, edit and/or create reconciliation rules on the reconciliation platform.
• Prepare daily/weekly/monthly/annually Reports on outcomes and exceptions.
• Have a clear understanding of Bank Statements, able to identify exceptions and highlight the information required for Reconciliation.
• Make exceptions visible to the Operational Leadership team on a timely basis is very key to the success in the role.
• Coordinate with relevant stakeholders for reviewing and clearing open items.
• Work with the Tech team on preparing and finalizing the Business Requirement Documents and the Change Request documents
• Work with the Finance team to meet requirements on both output & strict timelines.
• This role will require you to work in a rotational shift environment. Also, given Nium operates across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule.

Requirements:

• 4-6 years of relevant experience in the reconciliation process.
• Good understanding of the nuances of a Reconciliation Platform and of the Reconciliation rules
• Strong hands-on reconciliation experience in Payments or Cards or Wallets or all in a multicurrency environment
• Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways, operational risk around payments.
• Worked with Finance teams to meet their accounting requirements within defined timelines.
• Identify system discrepancies and work with the Tech team for short- & long-term solutions.
• Self-driven and a go getter who is comfortable in dealing with open ended problems.
• Is solution oriented and can come up with solution options for problem statements.

What we offer at Nium  

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. 

We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with ²⁴⁄₇ employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). 

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!  

We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.  

For more detailed region specific benefits :  https://www.nium.com/careers#careers-perks 

For more information visit www.nium.com 

Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.